Trip insurance??? UPDATE Post 1

[Pembo]

We are planning a Windsor Hills trip in March 2011. Where can I buy trip insurance just in case something happens? We rented from Magical Vacation Homes and their cancellation policies start costing after the 45 day mark.

UPDATE: I purchased trip insurance today and discovered that by going USAA (we are members) I paid $53 instead of $78 through insuremytrip.com. We are flying on Continental so I definitely needed that trip ins to cover the flights.

 

[dougsmom98]

We get insurance through www.insuremytrip.com

 

[Wolfie68]

Is it really important to get trip insurance? I have never planned a trip like this so not sure about getting it or not? Thanks!

 

[dougsmom98]

Is it really important to get trip insurance? I have never planned a trip like this so not sure about getting it or not? Thanks!

We get trip insurance because we travel during school vacation week, we live in New England, and we worry about weather. If there is a huge snowstorm, and our flights get canceled, then there is a good chance that we will not be able to get another flight for 4-5 days, so we would miss our week in the vacation rental and it is non refundable. If it weren't for that concern, I might take the gamble. The cost for my DH and I and our four children to get trip insurance was $78. We cover the cost of the villa and our flights. I wouldn't worry so much about the flights because if they get canceled by the airline, there is no change fee to rebook, but the coverage is really good for lost luggage...

The other reason people get trip insurance is if someone in the family is sick. If something unfortunate happened to aging parents or another family member, you would be able to cancel your trip and get reimbursed. Luckily, for the past 5 years that we have been buying trip insurance, we have not had to use it, but I will still buy it for peace of mind.

 

[Pembo]

We usually don't get trip insurance but this year we will be travelling in March and Ohio weather in March can vary. Also I worry about illness. With a hotel, you can easily get a refund, but not a condo.