travel insurance question

[disneyobessed]

not sure where i should post this so hear it goes, we booked a trip to WL in aug. flight through AAA and disney tix and hotel through disney. i noticed in our paper work there is no insurance provided which i know i have done in them past when i purchase the whole vacation package. how do i go about getting the insurance. do i do it seperatly for the flights and the trip? can i even get it for the flights? my biggest concern is that its hurricane season. if we should run into a situation where we cant fly down b/c of this DO WE NEED THE INSURANCE to be reimbursed? any help will be greatly appreciated!!!!!!!