Travel insurance and possible move

[David R]

Good morning! First of all, my name is David, I was posting here quite frequently back in 99, then the DIS changed boards at about the same time as I took a break from it, so my post count is back down to nothing But hello again!

A few months ago, I planned a trip to WDW for September. Well, now it turns out that I may be moving to Orlando for a job! I didn't apply because WDW is there, but that is definitely a perk!

My trip payment is due in a week, so I was curious, if I get the travel insurance, would I be able to cancel, and get a refund, if I happen to get the job? (so far things are looking good, but I don't want to jinx it.)

What if I don't get the travel insurance? Would I be able to get a refund minus the deposit?

Obviously I wouldn't want to use money to stay at a WDW resort + tickets if I end up moving there shortly after the vacation that I originally had planned. I could use that money for moving expenses..... and season tickets!

Any ideas or comments are welcome.

Thank you so much, it's great to be back!

 

[Luv2Travel]

Hi David - glad to have you back.
Here's my understanding (and I'm sure someone will correct me if I'm wrong ), if you book a package a cancel between 6 - 45 days before your vacation, then you get a refund minus $100. If you cancel less than 6 days, then you get a refund minus $200. I really hope my understanding is correct because we are going the first week of October and I did not purchase trip insurance. I figured if a hurricane or something unforeseeable came, then I would cancel and just lose the $100 - $200. The trip insurance would cost my family almost $100 anyway.

Good luck on the job!

 

[CarolynNC]

You might want to check to see what exactly travel insurance covers. I'm not sure this instance would be covered. I thought it was related more to illness or death in the family. Of course I may be way off the mark.

 

[Eponine1]

I agree with the post above, make sure you call the insurance company and get the full details on what exactly it covers. Most people **assume** that it covers this or that when it doesn't. Your best option, call and speak to someone at the insurance company (not at Disney) and get the correct details.

 

[Letsbgoofy]

The insurance is not going to cover the "got a new job and I'm moving" scenario. You would be better off not getting the insurance and paying the $100 cancellation fee if you end up moving. The insurance might end up costing you close to $100 anyways, it's $59.95/adult.

 

[DebbieB]

I also believe it's restricted to medical reasons and you have to provide a doctors statement.