Well, after debating and writing about it on another thread recently, we decided to stick with buying a poly contract direct. First, we sat down and looked at the numbers. Clearly, buying a resale would be cheaper, but we took the cost of our upfront purchase divided by years left on the contracts. We also discussed what resort we would want to be "locked into" if we could only book at the 11 month. We came to the conclusion that we would be devestated if we could not get poly on a regular basis, and the cost we would save buying elsewhere and then stressing over or hoping for booking poly at 7 months was not worth it to us. The amount we will pay for 8 nights at poly right now ends up equaling about 1400 a year (which will of course slightly increase when annual dues go up). But, long story short, that sounded like what we would spend at a moderate, and poly is our favorite resort. We never want more than a studio and currently vacation with our 2 boys, but have traveled without them prior to having them and sometimes even take adult only trips to disney and plan to continue traveling there alone after the kids grow up. If we travel alone, a studio at poly will still be perfect. When our kids grow up and have families of their own, we can cross that bridge then - either add points, halo them buy
dvc, rent when needed, etc. long story short, we would be happy always staying in a poly studio for the next 50 years, and would have been unhappy staying at most other locations, even in a larger space. So, poly it is for us!