We had the recommended tip amounts set aside at home before we left. I also had purchased phone cards for anyone was felt needed this type of tip. I assumed it would be counselors in the kids clubs. My children enjoyed the clubs ok, but didn't connect to any one counselor in particular so when it was time to hand out tips to the 4 recommended people I added phone cards along with a little extra cash.
I had also made thank you cards from some Disney software I have that said thank you for making our cruise Magical, The Smith family from Kalamazoo. Holy Cow! They all made a point to personally thank us. Each one of them. Simon our head server, who was wonderful, came over and asked how I came about the cards and said that he had worked on several other cruise lines and had never gotten phone cards before. He told us that they are a particularly nice gift and that he gets them "now and again" on the Disney ships. He really made it seem like he was touched by the personal thank you card. Make the extra effort at home feel very worth while. These people made our vacation so special it made me feel great to add a little magic back to them!
Tandyc