We are booked on this cruise and share concerns that others have voiced in general about cruising in 2020. We also understand that the CDC may ban all cruising through mid-August. Trying to determine the best course of action in the event Disney decides to go forward with this Alaskan cruise. That would eliminate possibility of 125% credit and at best, we would get 75% back with insurance cancellation "for any reason". Just wondering which way others booked on this cruise are leaning; waiting it out versus cancellation before the final payment is due.