I am very curious to know what options the cruise line presented to this family that missed embarkation. When we missed our Disney cruise, although we did not have trip insurance, Disney was kind enough to offer us 3 options. 1. meet the Fantasy at the first port 2. pay a re-booking fee, I am remembering $170 each, and take the Disney Dream cruise that was leaving the next day for the Bahamas 3. pay the re-booking fee of $170 each, and also pay the difference of the current rate against our original rate from first booking, and take the same Fantasy cruise a couple of weeks later. In the end, both our airline and DCL definitely tried to help us.