We have 3 young kids who are just as crazy about WDW as their Mom (that would be me)!

And DH and I both knew that we would be going to Disney for our vacations for many years to come. Based on all of this, I knew that DVC was the right decision for our family. BUT...I knew that DH would stress out about the initial buy-in even though we can afford it.
So...I do a lot of contract-type work. And I happened to pick up a contract that just *coincidentally* happened to be for the same amount that our SSR contract cost. So, I took the work, cashed the check, and bought SSR without DH knowing so that I could surprise him!
Talk about keeping the secret! lol I had to make sure that I got the mail every day (there always seems to be DVC mail coming!) and so on so that he would not find out. I felt like I was having an affair with my guide...she could only call my cell phone, etc.!
We had an adults-only trip planned for F&W and his bday, and my plan was to give him DVC as a present while waiting to board the plane. So there we are driving to the airport, and he starts a conversation like this...
"Hey, you know my friend Matt from work? Well he and his wife own this Disney timeshare thing...they have points or something...they own where we stayed last year at the horse resort and everyone said 'welcome home'...and it lets them go down whenever they want..."
I burst into hysterics! Here HE was trying to explain DVC to ME and tell me that it was a good idea for us! Meanwhile, I had spent the past year on these boards and knew DVC inside and out!
So I just said, "Stop. You need to stop right now...." He looked totally confused. So I reached into the back seat (where I had his Bday present) and took the DVC baseball hat out, put it on his head and said "Welcome Home!"
He was DELIRIOUSLY happy that we owned DVC...and it really felt like it was "free" because I had used contract-work money to pay for it and the money didn't have to come out of savings our household account or anything.
This was the moment that I knew I had made the right decision. I was nervous that he might say "Well, you should have told me about that extra money...we could have used it for something else..." (I know my DH very well, so I was pretty sure he would be thrilled, but still, it was a risk.....)
But we both agree that it was the best decision we made!
Fun stories, everyone!