jodifla
WDW lover since 1972
- Joined
- Jan 19, 2002
- Messages
- 11,605
Honestly, when it comes to major medical expenses, 3 months, 6 months, 12 months, living expenses vs. salary, it often doesn't matter.
My boss's husband died suddenly over the summer. As of a few weeks ago, she says the medical bills stand at $700,000+. Fortunatly, our company's insurance kicks butt and takes names, she hasn't had to pay more than a few hundred dollars.
But what if my company's insurance was only so-so? What if they only covered 80%? She's have to pay $140,000 in medical bills. Who has that kind of money laying around?
The real victims of health care in this country aren't the poor, who often get coverage through medicade and state/local programs. It isn't those that are lucky enough to truely have good health insurance that pays what their supposed to. It those that have medical insurance, but it's crappy medical insurance, who don't find out how bad it is (and often their companies don't find out, either, that happend at my company about 15 years ago and is why it's such good coverage today) until a catastrophic medical even occurs, and it's too late. Why are people with medical insurance still going bankrupt due to medical bills? It's insane!
Great post, and so true.
It drives me crazy when people say.."Well, they have an Ipod, so why don't they have health insurance!"
Like they are remotely in the same financial stratosphere.
EVERYONE is ONE MEDICAL SITUATION away from BANKRUPTCY!