COOL about the buddy thing!!! I never knew what that little buddy word was for at the bottom of every post!! And I am not one to experiment on the computer...I was trying to help dh pay the bills and log them onto quicken one day. How hard could it be I asked myself? Well I was bookin right along and then it crashed!!! i figured I had just pushed a wrong button somewhere. DH came home and fiddled with it for a looong time, then turned and looked at me with disbelief in his eyes. You have crashed Quicken, he said. He was very calm...scary!!! You have totally lost all of our financial records!! (Remember my dh is an accountant?) YIKES!!! I kept a low profile for many days...he kept giving me that same incredulous look!! Sooooo....I don't push a button if I am not absolutely sure what will happen if I do!!!