The cancellation policy

[janie91]

I'm debating about trip insurance and wondered if I could get some help. Can we get a refund inside of 45 days if we have to cancel or change our trip. I thought inside of 45 days is $100 up to like 5-7 days prior to arrival you have to pay $200. Is this correct? We are just concerned that a death in the family or something might happen and we would want to reschedule our trip. I'm willing to gamble if my loss wouldn't be greater than $200 but I don't want to loose the entire $2500 of the package. I just don't want to buy trip insurance for $80 because likely we won't need it, but if I knew we would be refunded most of our package price I wouldn't worry about the insurance.

 

[swilphil]

I just got back from a trip that we booked through Dreams Unlimited. We did not have any kind of trip insurance. We could cancel a week before and get our deposit back, not lose anything. If we cancelled 6 days before or later we would lose our one night deposit. I don't know if staying at the Swan made any difference. I know that DU does book lots of Disney Resort stays and applies codes, etc.

 

[ILoveWDW2003]

There are 2 cancellation policies, one for packages, and one for room-only.

1 - room-only - deposit needed is one nights stay with tax, can cancel up to 6 days before arrival without penalty

2 - package - deposit is $200, full payment due 45 days before arrival, can cancel before 45 days and get $200 back. If cancelling 45 to 6 days before arrival, all but $100 will be refunded. If cancelling 5 days or less before arrival, all will be refunded except $200 cancellation fee.

FYI, trip insurance, once purchased is non-refundable.

Ask Disney or your travel agent about what is covered by the insurance - if I can find a link, I will post it.