The borrow 50% of your points limit.

I understand that, but it seems they will do what they can to make things ok for paying guests, but don't care about DVC owner,. This is what's annoying me

Disney, the company, isn’t involved in what happens to DVC, because we are no longer their guests,

We are owners of the building and the system. It’s a big thing that I think Is hitting home for owners right now what a timeshare really is...and isn’t..compared to having remained a cash guest.
 
DVCMC allowed late banking, returned borrowed points to their original use year ,and extended some points for owners directly affected by the closures. Had they not done that, all of the pain would fall entirely on those owners who had stays scheduled for the closure period. It would have been especially difficult for those who were using banked points for those stays. To lessen the effect of those mitigating actions, DVCMC elected not to extend any of their own points and enacted a temporary borrowing limit. That spread the pain over a much larger share of owners.

While those who are negatively impacted by the borrowing limits may disagree, IMO, it's better to spread the impact of the pandemic closures across a larger share of the Membership. Even with the borrowing limits, a lot of the extended points (both originally from 2018 and 2019) will expire without being used due to availability issues.

We don't have to like it, but we do have to get through it.
 
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I am guessing by the replies you think I don't understand how DVC works, I do, but I don't have to be happy with what Disney is doing,

Let's say that now they have opened DVC resorts a member decides now to book a Grand Villa this is after the 60 day period when Disney can grab them,

How is it fair that the member may not be able to get one due to the fact Disney has upgraded a party of 2 to a Grand Villa if as members you think this is fair so be it, I don't.
 
I am pretty sure you will have a full year to use your last UY of points
DVC has an expiration of January 31 of the expiration year. This means for an Oct UY, your last points are on Oct 1 2056, and will expire on January 31, 2057.
 

I am guessing by the replies you think I don't understand how DVC works, I do, but I don't have to be happy with what Disney is doing,

Let's say that now they have opened DVC resorts a member decides now to book a Grand Villa this is after the 60 day period when Disney can grab them,

How is it fair that the member may not be able to get one due to the fact Disney has upgraded a party of 2 to a Grand Villa if as members you think this is fair so be it, I don't.

It is fair because you agreed to allow rooms not booked within 60 days to go to cash guests and have the money used to offset MFs.

Of course, you can be upset about how the rules are playing out now because we’ve never had it like this before.

But it’s not DIsney doing something they shouldn’t to the detriment of owners, They are doing what we agreed to allow them to do.

I am glad you get what DVC is and recognize this is what we signed up for when we signed at the Mickey Head and dated those Palm Trees.
 
It is fair because you agreed to allow rooms not booked within 60 days to go to cash guests and have the money used to offset MFs.

Of course, you can be upset about how the rules are playing out now because we’ve never had it like this before.

But it’s not DIsney doing something they shouldn’t to the detriment of owners, They are doing what we agreed to allow them to do.

I am glad you get what DVC is and recognize this is what we signed up for when we signed at the Mickey Head and dated those Palm Trees.
But the resort was shut, so why would an owner book, now it's open and an owner decides to book but as it's in the 60 day window Disney has taken the room.
You still think that's fair ? And if that's not detrimental to an owner I don't know what is,

I'm not going to change your point of view, as we have a different view on what's fair, legal it may be but fair definitely not.
 
But the resort was shut, so why would an owner book, now it's open and an owner decides to book but as it's in the 60 day window Disney has taken the room.
You still think that's fair ? And if that's not detrimental to an owner I don't know what is,

I'm not going to change your point of view, as we have a different view on what's fair, legal it may be but fair definitely not.

They never shut down DVC bookings though so they were there and plenty of DVC rooms still are, Right now, anyone wanting to go in the next 60 days can find rooms

But, you are right, we see it differently.

ETA: I booked my July 3rd trip back in early May before they announced to get what I wanted in case they opened back up....so, there are owners who secured things just in case.
 
They never shut down DVC bookings though so they were there and plenty of DVC rooms still are, Right now, anyone wanting to go in the next 60 days can find rooms

But, you are right, we see it differently.

ETA: I booked my July 3rd trip back in early May before they announced to get what I wanted in case they opened back up....so, there are owners who secured things just in case.
On another thread you answer a question about the pop to Grand Villa saying it's so they could leave studios for owners,. Wouldn't it have been fairer to upgrade the people who paid for and pay for the upkeep of SSR. But as I previously said we have a different view on fairness.
 
On another thread you answer a question about the pop to Grand Villa saying it's so they could leave studios for owners,. Wouldn't it have been fairer to upgrade the people who paid for and pay for the upkeep of SSR. But as I previously said we have a different view on fairness.

No, because DVC can not choose to randomly upgrade a points owner to a larger room, for free, simply because. It would be against the rules of POS. You can only upgrade guests if a room is not available.

Simply put, you can not compare what Disney does with the rooms they have access to and what happens to DVC.

What I will say is that Disney will be expected to reimburse DVC for the cost of a GV towards breakage...regardless of who they put in it. Of course, we max breakage out every year and Disney makes lots off the extra.

You say that you understand DVC and it being a timeshare, but then are upset about what Disney is doing for cash guests,

Not trying to be harsh, but Disney is not involved in this and I know people believe Disney should be doing more for DVC, but they have no legal obligation to and what we own, and the rules, are all we are entitled to,

So, yes, Disney choosing not to pull studios that many owners would be able to book vs, leaving a GV there, which most cant is the right thing to do.

You had it right the other day, though, in that I just don’t agree. I am happy with my DVC and as long as what they do is legal...then it does not bother me in the least what other decisions are made for any other guests...
 
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No, because DVC can not choose to randomly upgrade a points owner to a larger room, for free, simply because. It would be against the rules of POS. You can only upgrade guests if a room is not available.

Simply put, you can not compare what Disney does with the rooms they have access to and what happens to DVC.

What I will say is that Disney will be expected to reimburse DVC for the cost of a GV towards breakage...regardless of who they put in it. Of course, we max breakage out every year and Disney makes lots off the extra.

You say that you understand DVC and it being a timeshare, but then are upset about what Disney is doing for cash guests,

Not trying to be harsh, but Disney is not involved in this and I know people believe Disney should be doing more for DVC, but they have no legal obligation to and what we own, and the rules, are all we are entitled to,

So, yes, Disney choosing not to pull studios that many owners would be able to book vs, leaving a GV there, which most cant is the right thing to do.

No I'm not upset what Disney is doing for cash guests,. I find it strange that they can give a grand Villa for 2 guests, when there may be owners with 4 in a studio why would it not be fair to give the owners the GV and the 2 guests the studio. Legal obligation has gone out the window in this pandemic.
 

















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