We actually started doing research on
DVC in about April of this year and with the help of everyone on these boards we finally got the contract we wanted.
75 points!
That's right, all we needed initially was a contract with 75 points and we ended up getting a resale with an additional 75 points already banked! So, we technically started out with 150 points although we have a 75 point contract.
Basically, it all depends on how long you will be staying on your trip(s), time of year you will be going & size of the accomodations that you'd like to have. We are within about a three hour drive from WDW and can pop over whenever we'd like to. So, we plan on some small getaways here and there.
As everyone knows though, no matter what you start with, "ADD-ONitis" will kick in shortly thereafter. So, be careful!
By the way, Rich is right....do your research here on the DISboards and ask any question that you might think about after reading the DVC Frequently Asked Questions (FAQ) info at the top of the message boards.
Good luck with your decision and be ready to hear...."Welcome Home!"