bcwife76
DisneyMomma
- Joined
- Dec 10, 2014
- Messages
- 8,256
Although we do have a Costco membership (share it with my mom) we don't shop there enough to make the cash back card worth it. We use the mastercard a LOT (and pay it off in full every month lol) so the points add up quickly. I would rather just redeem them for free products at Superstore/Extra Foods - you can buy anything with your PC points except for gas and cigarettes. So last Christmas I saved my points and bought gift cards!
I think the new mastercard cash back is applied on all purchases though ? it says 3% at restaurants, 2% at gas, 1% everything else? I guess I'd have to look at the PC one and see if I'd be better off. We tend to use credit for everything (only use debit at costco) and then pay off every month (don't carry a balance)[/QUOTE]
With the new card you get 3x the PC points when you shop at Loblaws stores only. You get the 1% back at all other retailers, restaurants etc. Oh and you also get 3x the points at Shoppers Drug Mart now since Loblaws owns SDM now too.