Just as an FYI - I went to Target last night (since my extra 5% expired 11/4) looking for Disney gift cards, but they were still out. The manager said they are an auto fill thing and he has no idea when they will arrive.
So as to not waste the 5%, we bought $45 in Chik-Fil-A cards, $100 for Olive Garden and $125 for Red Lobster for our January trip.
I used the extra 5% card and got a $13.50 discount, the pharmacy card got me another $13.50 and then my red card dropped it another $12.15. I am not sure why the first two cards both took their 5% off the original amount, but I got all the cards for $230.xx - saving 14.5%.
I would have liked to pick up some more disney cards, but it is also good to save 15% on our dinners.