Talk me down from buying direct (or don’t)

MamaBear12

DIS Veteran
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Jul 19, 2016
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508
We fully planned to purchase resale in 9-12 months, but just sat through the DVC sales spiel and learned the following:

1) Direct pricing on existing resorts will go up “significantly” as of Jan 16th.
2) Resale purchases may be excluded from the booking new resorts.

We still intend to purchase the bulk of our points via resale, but I’m strongly considering buying the minimum 75 direct points at AKV before the price increase. Paying cash, not financing. Is it worth it to make sure we have access to direct “benefits”? (I know most are worthless, but nervous about Disney imposing further restrictions on resale and increasing the price/minimum buy in.)

So, go for it or stick with resale only plan? Help!
 
They said resale purchasers won’t be be able to book the new resorts? Interesting. I wonder if this will start with the Riviera resort. That might stop some from going the resale route. First I have heard of it.
 
We fully planned to purchase resale in 9-12 months, but just sat through the DVC sales spiel and learned the following:

1) Direct pricing on existing resorts will go up “significantly” as of Jan 16th.
2) Resale purchases may be excluded from the booking new resorts.

We still intend to purchase the bulk of our points via resale, but I’m strongly considering buying the minimum 75 direct points at AKV before the price increase. Paying cash, not financing. Is it worth it to make sure we have access to direct “benefits”? (I know most are worthless, but nervous about Disney imposing further restrictions on resale and increasing the price/minimum buy in.)

So, go for it or stick with resale only plan? Help!
Since booking at different resorts, other than your home, is technically a benefit according the POS I could see them legally being able to tell resale buyers no. But I imagine existing owners without direct would never be told they can’t book at the existing resorts. Who told you this was the case? I wonder if I have direct and resale points would my points be treated in two different classes; however, my resale points are at Beach so they have more value using there.

If the guide told you this and it isn’t true they can get in trouble because they aren’t allowed to misrepresent facts to get you to buy direct
 
We fully planned to purchase resale in 9-12 months, but just sat through the DVC sales spiel and learned the following:

1) Direct pricing on existing resorts will go up “significantly” as of Jan 16th.
2) Resale purchases may be excluded from the booking new resorts.

We still intend to purchase the bulk of our points via resale, but I’m strongly considering buying the minimum 75 direct points at AKV before the price increase. Paying cash, not financing. Is it worth it to make sure we have access to direct “benefits”? (I know most are worthless, but nervous about Disney imposing further restrictions on resale and increasing the price/minimum buy in.)

So, go for it or stick with resale only plan? Help!

A few guides have been singing that same old song for years and years and gotten some sales off of it.

It's hard to find how resale would be excluded from booking new resorts unless those resorts are not going to have access to exchange to any of the older resorts. ie - booking is not a benefit which is what they've been able to restrict - it's integral to the ownership interest so they can't just decide to restrict it without restricting exchanges in as well. Would they start creating a second system? That would be about it and it's pretty unlikely.

With the 75 point minimum it takes a longer time to pay back the difference of purchasing direct than when you could get benefits for 25 points. That's a lot of discounted AP's and t-shirts.
 

Since booking at different resorts, other than your home, is technically a benefit according the POS I could see them legally being able to tell resale buyers no. But I imagine existing owners without direct would never be told they can’t book at the existing resorts. Who told you this was the case? I wonder if I have direct and resale points would my points be treated in two different classes; however, my resale points are at Beach so they have more value using there.

If the guide told you this and it isn’t true they can get in trouble because they aren’t allowed to misrepresent facts to get you to buy direct

Since we just said the opposite thing - it's not a benefit like the incidental benefits and perks that they have been able to restrict. It's a benefit of the resorts being a member of the "club" which is the exchange portion.
 
My DH had a convo with a couple while in WDW last month that claimed to have family that works for dvc and they said they heard that the division of direct vs resale is going to continue to widen and much more significantly and that they are going to get very strict on enforcement. They also mentioned big price increases.

My DH doesn't really have a clue about any of this stuff and did not ask any further questions.

This fuzzy info may or may not be more accurate than what you'd get from a bus driver but... Who knows.
 
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I bought resale but don’t really have a problem with this possibility. It would def boost a 3rd party exchange system for transfers and trades.
 
Yeah..... I think we have heard the restrictions on resale contracts song and dance before. If they restrict resale contracts from booking other resorts, then there won't be any units available for owners at other resort to transfer into at the 7 month mark. Also, they tend to grandfather in resale contracts without restrictions, so this would create a huge mess for DVC to manage. Sounds like car salesman 101.
 
Yeah..... I think we have heard the restrictions on resale contracts song and dance before. If they restrict resale contracts from booking other resorts, then there won't be any units available for owners at other resort to transfer into at the 7 month mark. Also, they tend to grandfather in resale contracts without restrictions, so this would create a huge mess for DVC to manage. Sounds like car salesman 101.
Agreed it would be a large mess. However, as it currently stands Disney treats each contract separately for how it was bought and keeps track of the date bought (for grandfathering) already so I suspect it is something than can do. They already do it for transferring into the Disney Collection (Cruises, Disney World, etc) and Full Member Benefits, etc. So one thing more I imagine won't be difficult.

Since we just said the opposite thing - it's not a benefit like the incidental benefits and perks that they have been able to restrict. It's a benefit of the resorts being a member of the "club" which is the exchange portion
It should be noted you convert Home Resort Vacation Points to DVC Vacation Points. They are two different classes of points and thus treated differently. Also this is in the Rules and Regulations not the POS so it is something they can easily modify without any restrictions as that document is fully up to DVCMC to change no input from members or restrictions (as long as it doesn't restrict the POS, which it wouldn't since the POS says Disney can add restrictions on changing into DVC Vacation Points at their discretion). So it would be relatively easy for them to be allowed to do this. Also the external exchange program is a completely different aspect and independent of changing to DVC Vacation Points to they can be different from each other.

With that being said I find it unlikely they do this completely. What I could see them doing is saying 11 months Home Resort Priority, 7 months All Direct/Grandfathered Resales, 6 months new Resales for booking at resorts. But I personally see something like this being the most restrictive they would do. Else they would crash Resales in value (especially OKW, SSR, etc) thus limiting the Direct Resale Prices which would start effecting the newer resorts and higher end resorts. The value of the DVC comes also from the transferring form one resort to another take that away they price drops which is good for no one even Disney.
 
Since booking at different resorts, other than your home, is technically a benefit according the POS I could see them legally being able to tell resale buyers no. But I imagine existing owners without direct would never be told they can’t book at the existing resorts. Who told you this was the case? I wonder if I have direct and resale points would my points be treated in two different classes; however, my resale points are at Beach so they have more value using there.

If the guide told you this and it isn’t true they can get in trouble because they aren’t allowed to misrepresent facts to get you to buy direct
The DVC sales rep/guide (person who we met with at the SSR DVC sales center who gave us the whole presentation) said resale would be excluded from booking new resorts and that direct pricing on older resorts will be going up Jan 15 or 16 I believe. She was clueless about the 2020 reallocation though (claimed the new point chart wasn’t even out yet) and is an owner herself, so not sure about the accuracy of all her information. She wasn’t pushy by any means, and we may have 0 interest in booking the new resorts (she mentioned Riviera would be much more expensive, so I can only imagine what the point chart will look like), but the price increase + more restrictions had me worried that maybe we should buy a minimum direct contract now just in case.
 
The DVC sales rep/guide (person who we met with at the SSR DVC sales center who gave us the whole presentation) said resale would be excluded from booking new resorts and that direct pricing on older resorts will be going up Jan 15 or 16 I believe. She was clueless about the 2020 reallocation though (claimed the new point chart wasn’t even out yet) and is an owner herself, so not sure about the accuracy of all her information. She wasn’t pushy by any means, and we may have 0 interest in booking the new resorts (she mentioned Riviera would be much more expensive, so I can only imagine what the point chart will look like), but the price increase + more restrictions had me worried that maybe we should buy a minimum direct contract now just in case.

But only the points that were direct would be good for transferring into the new resorts, and a minimum point contract wouldn't get you more than a few nights in a studio at a new resort.
 
The DVC sales rep/guide (person who we met with at the SSR DVC sales center who gave us the whole presentation) said resale would be excluded from booking new resorts and that direct pricing on older resorts will be going up Jan 15 or 16 I believe. She was clueless about the 2020 reallocation though (claimed the new point chart wasn’t even out yet) and is an owner herself, so not sure about the accuracy of all her information. She wasn’t pushy by any means, and we may have 0 interest in booking the new resorts (she mentioned Riviera would be much more expensive, so I can only imagine what the point chart will look like), but the price increase + more restrictions had me worried that maybe we should buy a minimum direct contract now just in case.

Lets pretend for a minute that this is true, I assume that would mean it would be handled like cruises. So only your direct points would allow you to book into new resorts. So only your 75 points would be available for that use .... I doubt it would be handled like a "blue card" benefit.
 
Lets pretend for a minute that this is true, I assume that would mean it would be handled like cruises. So only your direct points would allow you to book into new resorts. So only your 75 points would be available for that use .... I doubt it would be handled like a "blue card" benefit.

And, as mentioned, they have grandfathered resale buyers who owned prior to the change when they've done changes. They wouldn't have to but it's probable it would be done again.
 
This is strange to me because it seems like the older resorts will be more popular than the new ones. I'd rather stay in any of the magic kingdom, epcot, or animal kingdom resorts than the Rivera any day.
The new resort planned on Bay Lake does have area appeal to me.
 
This is strange to me because it seems like the older resorts will be more popular than the new ones. I'd rather stay in any of the magic kingdom, epcot, or animal kingdom resorts than the Rivera any day.

And maybe that is why it has been reported that DVD is increasing the price on the sold out and new resorts. If you want to stay at all of the DVC resorts, you can either buy a new resort at their high price or buy a sold out resort direct at the new higher price. If you buy resale, you will be restricted.

:earsboy: Bill

 
And maybe that is why it has been reported that DVD is increasing the price on the sold out and new resorts. If you want to stay at all of the DVC resorts, you can either buy a new resort at their high price or buy a sold out resort direct at the new higher price. If you buy resale, you will be restricted.

:earsboy: Bill
So, would you recommend buying the minimum 75 points direct now before the increase? Or just wait and see what happens? Obviously a resale purchase will take a while so it’s unlikely we’ll have the purchase finished in time to be grandfathered in. Of course we could buy direct later on if need be, and this change could lower resale prices, which may work to our advantage if we wait to purchase.
 
So, would you recommend buying the minimum 75 points direct now before the increase? Or just wait and see what happens? Obviously a resale purchase will take a while so it’s unlikely we’ll have the purchase finished in time to be grandfathered in. Of course we could buy direct later on if need be, and this change could lower resale prices, which may work to our advantage if we wait to purchase.

They've grandfathered in as long as the contract and thus ROFR have been started. Last time they did try to state that it had to be closed but there was backlash and they changed it to resale having been started.
 
So, would you recommend buying the minimum 75 points direct now before the increase? Or just wait and see what happens? Obviously a resale purchase will take a while so it’s unlikely we’ll have the purchase finished in time to be grandfathered in. Of course we could buy direct later on if need be, and this change could lower resale prices, which may work to our advantage if we wait to purchase.

Here's another thought - you're considering direct because of a concern about booking at a new resort that you may or may not even like. There will be a lot of existing resorts that will take time to work your way thru as it is! ;) But if you like the new resort that much it may be the location you want to own some points at. Or, you can always rent your existing points out and rent to stay at the new resort. Probably best especially if it's a rare thing. And if it's not a rare thing then you'd probably want to own there.
 



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