SW Companion pass and other SW Visa ?s

[SouthFayetteFan]

I've never seen this policy and can quickly count at least 12 cards between friends and family that have done this in the last year alone and not had any points taken back. As with anything, of course it could be YMMV, but I don't have a single negative data point of anything being taken back.

I agree. Once the points are transferred to the partner (i.e. Southwest, Marriott, etc.) Chase can't get them back. I've even had Chase reps tell me that when cancelling a card (they say something like "any points already transferred are yours to keep. Any pending points will not post and will be cancelled..." I even had my free anniversary hotel night post with Marriott then cancelled and I kept the night.

Now, on a separate note, Chase (or any CC issuer) could pick up on this pattern and blacklist you but I've never heard of that happening.

 

[Friendlyadvice2]

I agree. Once the points are transferred to the partner (i.e. Southwest, Marriott, etc.) Chase can't get them back. I've even had Chase reps tell me that when cancelling a card (they say something like "any points already transferred are yours to keep. Any pending points will not post and will be cancelled..." I even had my free anniversary hotel night post with Marriott then cancelled and I kept the night.

Now, on a separate note, Chase (or any CC issuer) could pick up on this pattern and blacklist you but I've never heard of that happening.

Yep, agreed. Also, in thinking about this further, the cards are advertised and the annual points are awarded on your anniversary date, which happens to be in conjunction with your annual fee, but they're not dependent on each other.....in other words, you don't have to pay the fee to get the points. However, if Chase does take them back for some reason, I can see how it would be difficult to fight it if your card is already cancelled. Again, I've never had points taken back by Chase once they've hit my RR account. The only time I've had points taken back, is by vendors if I returned something purchased via the RR shopping portal.

 

[Minnie368]

So I'm planning on going for the premiere and business. It unfortunately hasn't been 24 months since I got the bonus on the plus. I cancelled my premier back in December. When I log on to my chase account it still shows that card, but says it's closed. So will it still work? And which should I apply for first and how long to wait in between?