PLEASE don't take this the wrong way and get defensive. Everyone should have three months' living expenses in savings - that's in addition to whatever unemployment, etc. you might expect to get. This is vital especially in the sitution of a single mother. You need to have that together before planning luxurious vacations. When your hours were cut, it would have been a good time to scale back your trip a bit. When you didn't spend your budgeted amount, however, and your bank account was eroding, that would be the time to postpone another vacation. I'm not addressing the issue of cancelled summer school. It's purely and simply a financial fact that everyone needs to get straight. And you must NEVER rely on credit cards to pay for a vacation. You can use credit cards but ONLY if you know you can pay the bill when it comes in.
I feel "preachy' and like maybe I'm stepping over the line, but I learned the hard way and I want to help others avoid those kinds of problems.
Please think about it.
I feel "preachy' and like maybe I'm stepping over the line, but I learned the hard way and I want to help others avoid those kinds of problems.
Please think about it.
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