OneOftheB's
DIS Veteran
- Joined
- Feb 5, 2015
- Messages
- 664
You have to consider if you really want to stay at a deluxe level resort or are just as happy with moderate or value. If you are happy with the "lower" quality resort, then DVC isn't for you. If you are a deluxe only kind of family then DVC becomes more attractive.
We are also a family of 4, with kids of a similar age as yours (11 & 8). We stay in studios; it works for us. We realized we were spending serious $ staying at deluxe resorts a couple of times a year and wanted to stay at the same level but at a lower price, hence our DVC contract. I'm not interested in cooking meals while at WDW, and at this point we don't need additional room. I can see that changing in the next couple of years (which is why we are considering adding points).
I'll also add, that my personal opinion is that if you can't pay your points off at time of purchase or very soon thereafter, it's not a good deal financially.
We are also a family of 4, with kids of a similar age as yours (11 & 8). We stay in studios; it works for us. We realized we were spending serious $ staying at deluxe resorts a couple of times a year and wanted to stay at the same level but at a lower price, hence our DVC contract. I'm not interested in cooking meals while at WDW, and at this point we don't need additional room. I can see that changing in the next couple of years (which is why we are considering adding points).
I'll also add, that my personal opinion is that if you can't pay your points off at time of purchase or very soon thereafter, it's not a good deal financially.

One of the things that appeals to me about DVC is the long-term commitment. We are Disney adults, and it looks like our kids aren't going to shake off the magic even as they get older. The nightly prices of rooms at Mods are only going to increase over time, but once the DVC is bought, that's a fixed cost other than MF. Knowing I can rent points out to offset that when we know we won't use them is a nice perk too.
