I have it and it doesn't cost that much through the plan my employer uses. Just a few dollars a month. I don't recall how much it is off the top of my head, but I think it is worth it just for the peace of mind.
I have it and it's going to be a life saver when I go out on maternity leave.
One of my co-workers wishes she had it when she unexpectedly had surgery on her shoulder.
RR, I'm pretty sure she means short term disability not herpes. But then you never know.
I think it depends on how financially stable you are as to whether or not it would be worth it. If you're living paycheck to paycheck it's probably a good idea.
I am out in the storm trying to find Dr Zhivago (or however you spell it) on VHS (which apparently doesn't exist) for my little old grandmother and I come back to THIS!!! I never meant any such thing!!!!