Staying single to collect welfare benefits

when i needed the help and my husband i went to sign our son up for medicaid the case worker acually said since you are married your son can only get medicaid until he is 6, but if you divorce he can get medicaid until he is 18///:confused3
 
no obviously you have NO clue of any situation I have been in. :sad2:

Yes there are parents that love their children who may happen to be on assistance, unfortunately there are those that don't as well.

No I don't know what situation you have been in but by the sheer definition of "hopeless" someone who feels that way does not believe they have the ability to climb out of it.

I have been where many welfare recipients are, and perhaps you have too. I could have easily slipped into that hopeless feeling, but by the grace of God and a wonderful family I was continually shown that I had a way out. Some of the people on government assistance do not have that. I am not saying they should just stay where they are, I am simply saying they need to be shown the way out.

And, as Ocean Annie said, for many it is all they know. That is they way they have lived their whole life, its the way everyone they know lives. It is not contentment so much as it is acceptance and again, hopelessness. Just because they don't sit around crying about it all the time doesn't mean they are content and happy with their lives and that they don't feel hopeless about their situation. We have students, that are in the process of changing their lives, that still feel that way. We are constantly talking and praising and encouraging to help them keep moving forward. But when they start losing some of those benefits, they get scared, they are not sure they can make it without that guaranteed money each month.
 
Time to learn to use coupons. :thumbsup2



My family is in a similar situation.
My dh qualifies as disabled due to end stage renal disease. He started working as a teacher and made too much income to still qualify for social security disability. However his take home pay after taxes, union fees, retirement fund, medical, etc is now less than what he got on disability.
We no longer have the tax benefits, we are going without family coverage because the premium would be 1/3 of his take home pay (not to mention $2,000 deductibles per person and tiered co-pays). Plus with budget cut backs he did not get a raise, nor will he next year.

Why should he work himself to fatigue and at risk for illness when it doesn't make a difference? Teaching is not a minimum wage job, he has a degree.



I would rather a 15 yr old go to school, concentrate on his studies and go on to college to have a better earning potential. Besides, who the heck is going to hire a 15 yr old? Not when others with more experience are looking for jobs.



A school can not diagnose a child with a disability, they can ask parents to have the child evaluated by a doctor.

SSI automatically qualifies for Medical aid, if there is other income coming in the SSI benefit will be cut back ..



Most people working with my dh everyday do not know he is disabled, unless he shares that information. He can play the "disabled card" but chooses not to unless he has a real need.


Exactly!
We had to live off SSI for two months ( at the time we had a 3 yr old and 3 month old, dh was too sick even to care for himself) while waiting for dh's benefit to start.. it was awful! Had just enough for rent and utilities, had enough food due to food stamps... but that was it. I cried the day we ran out of quarters for laundry, our hands were raw from washing clothes in the bathtub. Humiliation of begging for diaper money from family. We got through it but would never want to be there again.


umm, you are either disabled or not.. there is no partial in terns of social security disability. You can earn up to $680 per month ( ? it changes each year) and it will not effect your benefit or start the Trial Work Period clock.



Interesting, but the case workers barely have time to deal with the flood of applications, renewals and monthly reports now.

The last time dh sent in paperwork for his 6 month renewal for medical assistance as disabled, it took the worker 4 months to reply that yes he still qualified. I expect the next 6 month renewal packet to appear next week, the renewal approval letter arrived just two weeks ago. :sad2:

Oh yeah.. got a letter today from Medicare informing us that the state was paying for Medicare premiums... starting August 2008

uhh what?? :rotfl2::rotfl2::rotfl2:

That is so unfair! And you are right. Why should he?

I imagine many of the people that everyone thinks is just frauding the government are like your husband and have an unseen disability. My bil has an illness like that and is on disability, he is a preacher and doesn't make much of a paycheck so is still able to draw his disability check.

So, is your family own Medicare or at least your husband? Also, I totally understand about the insurance. I am not a teacher but am on our state employee insurance. It sucks and is way too expensive. I was able to get dd's through bc/bs (its called a "blue plan" and is around $90 per month) a whole lot cheaper.

ETA: I went back and saw your post about insurance for you and your kids. Call your local "Farm Bureau Insurance" and ask them about the BC/BS "Blue Plan". If its available to you, it may be more along the lines of what you can afford. It sure helped us out a lot.
 
So you feel that government should pay money for services or not pay money for services based on your ideas of morality? What if my ideas about morality are different than yours? I pay taxes too.


I'm curious - what if the two people discussed in the OP were lesbians? They lived in the same household, one worked and payed the bills, the other stayed home with the children. In some states the working partner would not have the right to include the other partner on their insurance. Would it be okay for the pregnant woman to be on assistance then - even though her partner could support her and provide her with health insurance if they could become married?


What I said was that I personally would be ok paying benefits to someone even if it cost more if they were working, rather than sitting home on their butts even if it cost more in the end. If you would rather pay benefits to someone so they can sit home instead of work then yes, that's your opinion. I guess I never thought I'd hear someone say "I'd rather pay money to people who sit on their butts vs. someone who's working and trying to better themselves"...but ok.:confused3

I live in Iowa and you can get married here if you are a gay or lesbian. Come to Iowa and get married and this whole scenario goes out the window. I don't feel sorry for the "I'm gay it's not fair" excuse anymore. There are several states that will marry them so if they want to be married then GO DO IT. And being gay/lesbian doesn't excuse you anymore than anyone else for not financially taking care of your kids. I don't care what race/color/sexual orientation you are, your children are not my responsibility to provide for. And yes, I know that not all employers cover health insurance for gay marriages but that is something they should think about BEFORE they have children...not after.
 

I have not read any of the posts but I will say people having kids with no insurance is very common. I work at a hospital. I see so many people that are having baby number2,3,4,5, and have no insurance. They don't seem to mind. I guess if it's free who cares?? I would also add it's rare to see a couple who is married and has insurance. Most of the time it's the boyfriend or no father. Sad but very common. I watch those babies leave and you just know they don't have a chance.
 
:sad1:

I hope that's not true.

Oh it is true. We had a snow day a while back (really rare here) and one of my kids said they wanted to come to school, when asked why he said "I won't get to eat tomorrow." Parents blow food stamp money on junk or more oftem sell them and kids do without. Happens all the time.
 
What I said was that I personally would be ok paying benefits to someone even if it cost more if they were working, rather than sitting home on their butts even if it cost more in the end. If you would rather pay benefits to someone so they can sit home instead of work then yes, that's your opinion. I guess I never thought I'd hear someone say "I'd rather pay money to people who sit on their butts vs. someone who's working and trying to better themselves"...but ok.:confused3

I live in Iowa and you can get married here if you are a gay or lesbian. Come to Iowa and get married and this whole scenario goes out the window. I don't feel sorry for the "I'm gay it's not fair" excuse anymore. There are several states that will marry them so if they want to be married then GO DO IT. And being gay/lesbian doesn't excuse you anymore than anyone else for not financially taking care of your kids. I don't care what race/color/sexual orientation you are, your children are not my responsibility to provide for.

ITA with this....What is sad is that people who are trying, and have a job making min wage "make too much money:confused3" to qualify for things...So if you try, you are turned down, so they think why not just sit on your butt and do nothing??
 
Oh it is true. We had a snow day a while back (really rare here) and one of my kids said they wanted to come to school, when asked why he said "I won't get to eat tomorrow." Parents blow food stamp money on junk or more oftem sell them and kids do without. Happens all the time.

I do believe that there should be more limitations on what the EBT card will buy--strictly healthy food items, not chips, soft drinks and such (maybe a limited amount each month). And I think that the grocery stores should have to require an ID for the buyer to use the card.

BUT, there are also those that run out of money on the card before the end of the month and just don't have any food in the house. So, not having food in the house isn't always about misusing the food stamps; although I cannot argue that it doesn't happen.
 
I have a sister-in-law who gets three checks monthly from the government, one for herself and one for each of her children. She chooses not to work, and "goes to college" (ie takes one, maybe two classes a semester if there's more than one that interests her). She receives full state benefits from housing to heating to food to medical/dental/vision care. Her children both have full braces and eyeglasses, and are VERY aware that they get these things for free because their mom doesn't think she should have to work; they are 16 and 14.

I work full-time, my husband works part time and goes to college full time (5 classes this semester, graduating in May); we qualify for nothing, and if I were to choose to add my DH and DD to my insurance at work I would have to pay the insurance company $200 a month on top of my full paychecks for medical insurance only; there is no vision or dental care available, so if there are medical issues we pay fully out of pocket. My DH has diabetes and is supposed to be on insulin; he only takes his metformin and we are very careful with his diet (which increases the food budget; there are no coupons for produce & fresh chicken/seafood that I've found). I need glasses for my distance vision but cannot afford them. My DH needs glasses and has them but has had the same ones for almost 5 years now, and they are held together with crazy-glue. My DD is developing some really cool symptoms that are making me think she's got seasonal allergies; hopefully there's something OTC that will help, because I sure can't afford to take her to the doctor!

Apparently we don't need assistance because we're so well off; DS-I-L however needs every kind of assistance known to government because she "can't find a job". (which is pretty easy to accomplish if you're not looking)

I'm not exactly sure why we're punished for our hard work and she's rewarded for her acute laziness. :confused3


Oh... in regards to the OP; it disgusts me too, but there ARE people who really need this kind of assistance and unfortunately the gov't can't control the amoral idiots who feel that they're entitled or don't care if they screw others over for their own benefit.
 
If she's living with the guy and being supported by him in any way, yet not claiming his support in order to get her benefits, she's cheating the system and basically stealing our money. It's disgusting.

The person we know who cheats has been with her "hubby", not married but calls him that, for 16 years. Has even stated that they won't get married until the kids are out of the house and she doesn't qualify for all the aid she gets for them. He lives at her place, but because his "official address" is that of his mom and dads house, she doesn't have to add his income to her assistance claims. And yes, he makes very good money and has a great insurance plan.

To get around his living status, even though the house is in his name, she rents the house from him. Had to produce a lease agreement the last time they looked into them. All utility bills are in her name only. He puts household money into the checking account that is in her name only. He parks his car at his parents place and she picks him up every evening during the week and drops him off in the mornings. The only time you see his car at their place is on the weekends.

Their actions and entitlement attatude have caused many of their friends to distance themselves. They think all of us are the stupid ones for getting married and raising our kids on our own paychecks. It's real nice to get it throuw up to you, that if you knew what you were doing, ours could be playing AAU ball along with yours. Your 3 are all playing AAU basketball teams - because with all the federal money you get to cover the basics of living - you can afford it. While we use our paychecks to buy the food, clothes, house, and everything else for our kids, so while the extras are fewer for our kids, as least they know we are doing it the right way. With the money he makes, even without the aid, their kids would be playing AAU ball, it's just that they point out that the kids get to do these activities and it doesn't effect their "budget".
 
I have a sister-in-law who gets three checks monthly from the government, one for herself and one for each of her children. She chooses not to work, and "goes to college" (ie takes one, maybe two classes a semester if there's more than one that interests her). She receives full state benefits from housing to heating to food to medical/dental/vision care. Her children both have full braces and eyeglasses, and are VERY aware that they get these things for free because their mom doesn't think she should have to work; they are 16 and 14.

I work full-time, my husband works part time and goes to college full time (5 classes this semester, graduating in May); we qualify for nothing, and if I were to choose to add my DH and DD to my insurance at work I would have to pay the insurance company $200 a month on top of my full paychecks for medical insurance only; there is no vision or dental care available, so if there are medical issues we pay fully out of pocket. My DH has diabetes and is supposed to be on insulin; he only takes his metformin and we are very careful with his diet (which increases the food budget; there are no coupons for produce & fresh chicken/seafood that I've found). I need glasses for my distance vision but cannot afford them. My DH needs glasses and has them but has had the same ones for almost 5 years now, and they are held together with crazy-glue. My DD is developing some really cool symptoms that are making me think she's got seasonal allergies; hopefully there's something OTC that will help, because I sure can't afford to take her to the doctor!

Apparently we don't need assistance because we're so well off; DS-I-L however needs every kind of assistance known to government because she "can't find a job". (which is pretty easy to accomplish if you're not looking)

I'm not exactly sure why we're punished for our hard work and she's rewarded for her acute laziness. :confused3


Oh... in regards to the OP; it disgusts me too, but there ARE people who really need this kind of assistance and unfortunately the gov't can't control the amoral idiots who feel that they're entitled or don't care if they screw others over for their own benefit.

Ah, I bet your sister has found the same cheat that my lazy sister has. The state will issue a student loan for taking a full line of courses, ( thousands of dollars ) paid directly to the student, and all she has to do is take a minimum of credit hours to be enrolled ( hundredds of dollars ), and pocket the rest of the money. Technically, she would have to pay back the loan ( not very likely ) but you only have to pay back after you have graduated ( no time limit as to how long your in school ) she will keep this up for years.:sad2:
 
Why doesn't anyone turn these cheats in? I would. In a heartbeat.
 
Ah, I bet your sister has found the same cheat that my lazy sister has. The state will issue a student loan for taking a full line of courses, ( thousands of dollars ) paid directly to the student, and all she has to do is take a minimum of credit hours to be enrolled ( hundredds of dollars ), and pocket the rest of the money. Technically, she would have to pay back the loan ( not very likely ) but you only have to pay back after you have graduated ( no time limit as to how long your in school ) she will keep this up for years.:sad2:

If the school she is attending is doing their legal duty it won't last long. The school is penalized when too many of their loans go into default. As such, many FA directors are becoming very deligent in making sure that loans don't just continue on wily nily.
 
what frustrates me is the people complaining (not so much on the board) about not having insurance and the gov should provide, yet they do have access to it via their palce of employment yet choose not to accept simply because it is too expensive. If it is important to you, then it should be part of the budget and be done with it.
 
what frustrates me is the people complaining (not so much on the board) about not having insurance and the gov should provide, yet they do have access to it via their palce of employment yet choose not to accept simply because it is too expensive. If it is important to you, then it should be part of the budget and be done with it.

Not sure about others but for one pp on this thread, she said she would owe $200 each month AFTER her paycheck was taken. For me, I would have about $300 left each month after insurance for dh and dd (we do have her insureed another way though)--can't pay my mortgage with $300, heck I can barely pay the light bill with that. For some, I am sure its just a matter of not wanting to pay that much; but for a lot of people it really is a matter of not having the funds to pay for it.

Oh, you may be talking about those that are cheating the gov. and getting medicaid. Cheaters will be cheaters and would probably do what they are doing even if they could afford thier work coverage.
 
Why doesn't anyone turn these cheats in? I would. In a heartbeat.

You had better believe they have been turned in and more than once. Not just by friends, but by her family members. His family assist in the deception.

Like I posted, his "official address" - the one on his drivers license, on his pay check, all his credit card bills go to, that tha houses utilities are in his name - are all his parents home. The payments are made out of a checking account in his name, showing that home address.

The deposits into the account are always cash. Both he and his parents cash their checks at the bank that they are drawn off of, then they give him the money to cover the bills, he takes the cash to his bank and deposits into the account. He does the same thing for getting his paycheck money into her account.

They have been looked into, as far as I know, 5 times in the 16 years they have been doing this. They weren't living together when she got pregnant. They found out what all she would get as a single parent and have ran with it ever since. It wasn't until they had their 2nd one did anyone start putting together some of the things they were saying and doing, to figure out that they planned on taking advantage of the system for all they could.

And yes, her mom has detailed notes of things they do and how they get around the system. They even set up a video system to show that he spends more than the allowed time to be considered a resident at that address. But how they got out of that one, no one knows.
 
what frustrates me is the people complaining (not so much on the board) about not having insurance and the gov should provide, yet they do have access to it via their palce of employment yet choose not to accept simply because it is too expensive. If it is important to you, then it should be part of the budget and be done with it.

ITA...You'd rather have the huge medical bill for having NO insurance? Apparently they are "saving" for those expenses by not paying for medical insurance?
 
Why doesn't anyone turn these cheats in? I would. In a heartbeat.

I turned in DH's ex wife...Their son was living with us, and she applied for food stamps and included him and her other 2 children living with her...The other 2 children lived with their dad...So she was trying to get fs for her and her 3 kids...THe food stamp office called us, and we told them the truth...THey said " they would look into it"

She is 37 yrs old, healthy, and just doesnt want to get off her butt...I dont feel sorry for her...
 
I tend to think we can't really change the behaviors of the habitual offenders. If more restrictions or better upkeep with folks in the system maybe that would have an impact. We recently had a "bust" in the Tampa area of 21 store owners...
http://www.wtsp.com/news/local/story.aspx?storyid=127812&catid=8

it's amazing.

We have so many local programs in this area but I don't think anything is mandatory to attend so how do you help these people? I just don't know.
 
Originally Posted by lillygator
what frustrates me is the people complaining (not so much on the board) about not having insurance and the gov should provide, yet they do have access to it via their palce of employment yet choose not to accept simply because it is too expensive. If it is important to you, then it should be part of the budget and be done with it.

ITA...You'd rather have the huge medical bill for having NO insurance? Apparently they are "saving" for those expenses by not paying for medical insurance?

Uh... WHAT? So my budget should actually go:
1. Insurance
2. Housing
3. Food
4. Transportation
5. Clothing
Or some such thing? And um... once I pay my health insurance, PLUS the extra $200 each month, how am I going to live on... -$200? Please tell me how I can do that, I am VERY curious to know! Those must be really awesome coupons! :rolleyes:

I'm sorry, I'm being rotten I know... it just makes me so ANGRY to hear people say "jeez, just suck it up and get insurance!" when I would be working to pay for my insurance, and so would my husband, with absolutely NOTHING left over for things like... uh, electricity? Food? A car & gas to GET to work????

:headache: UUUGH!!!! :headache:
 





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