State Farm Insurance

[2manypets]

We love SF also. My last accident was a biggie and they had no problem paying to total my van, pay for personal property damage and my medical bills. My agent even sent flowers and a "get better" card while I was in the hospital. I wouldn't change insurance companies for anything.

 

[starwood]

So I got a quote from State farm insurance for my automobiles and it is about $837.00 difference from what I have now. I am currently with Liberty Mutual and have been with them for 18 years or so. I've checked into homeowners also and State Farm is a little cheaper, not much maybe around $50 or so. My question is to you who have State Farm Insurance, how do you like them? Have you had any issues when having to submit a claim or with billing or anything. Also if you had State Farm and no longer have them, why? Thanks for the replys.

We were the same as you. We had Liberty Mutual forever for car insurance and State Farm for Home Owners. When we starting checking into how much our rates would go up when DS got his license it was over $2000 more! We called State Farm and our initial rate was a lot cheaper and the increase for DS was around $1600.

We haven't needed to file a claim for the car but I did have a homeowners claim a few months ago because of a pipe leak in the kitchen. They sent the adjuster promptly and I got the check within 2 weeks.

 

[swilshire]

They screwed my mother big time on a homeowners claim. I wouldn't touch them at any price.

We had a bad hail storm in the neighborhood. Everybody with other companies got new roofs. State Farm came out and insisted my mother had no damage. About three months later, they cancelled her insurance.

They also got a lot of bad press after the hurricanes in Florida.

I had Liberty Mutual for a long time also. Now we have Farm Bureau. I switched to them after a fellow from work totalled two cars (his kids did, I should say) and had a house fire within about a year. It was incredible how well he was treated by Farm Bureau. They have also been very good the couple of times we've had claims.

Sheila

 

[Shmily1]

When DS19 got old enough to drive, I checked with them since they advertise to be cheaper, but my insurance would have $2000 a year more. I stayed with Progressive who I've had for years and love! I've had major claims and minor ones and they were awesome, including calling every day to see if we were ok and if we needed anything when we had a bad wreck. I'll keep my $2000 and my Progressive.

 

[DaisiLou]

I worked for SF for several years (not there any longer).

You're going to find varying opinions based on experiences that people have had with claims, however, even after leaving the company to work elsewhere I would still recommend them.

SF is a mutual company, where as companies like Allstate are publically owned. This means that they are owned by their policy holders, so if they have a good year, and make money, they return that profit to the people who have insurance with them. If a publically owned company has a good year, they return the profit to their shareholders, not the people who have insurance with them.

They are also very good to their employees, which speaks highly of any company. If they are good to their employees, then they are typically good to their customers.

 

[daly7o9]

DH and I have had SF for 30+ years (auto and homeowners). Had a few claims over the years and no problems (even when DD19 drove into the front of the house ). We love them. But now...since we live in the Sunshine State I don't know if the feeling is mutual (no pun intended...well...OK...it was intended ). We're trying to decide when and if to switch companies . I guess time will tell.

 

[daleswife]

So I got a quote from State farm insurance for my automobiles and it is about $837.00 difference from what I have now. I am currently with Liberty Mutual and have been with them for 18 years or so. I've checked into homeowners also and State Farm is a little cheaper, not much maybe around $50 or so. My question is to you who have State Farm Insurance, how do you like them? Have you had any issues when having to submit a claim or with billing or anything. Also if you had State Farm and no longer have them, why? Thanks for the replys.

I had state farm in NC. It was the cheapest around and they were very good for our truck, but very expensive for our home. They are very quick about getting things settled. My parents still have them, but I changed to Liberty Mutual cause when I moved to WV our state farm insurance doubled. Went from $75 a month to $155 a month for one truck (with state farm) I have an alumni discount with Lib Mut so I only pay about $160 for both home and car....