hildasmuriel
<font color=magenta>I'm a really really scaredy sc
- Joined
- Jan 23, 2007
- Messages
- 3,893

I agree Joolz that skidding and sliding does not always mean bad or fast driving.
A lot of public transport has not been running in most areas - DS waited an hour for a train yesterday morning and it still didnt turn up.
Im sorry I cant answer your question about being covered but I seem to remember something about being covered if you were parked on the school car park and something happened to your car but not if you were on the road (but cant remember in what context)
My original question was a concern about whether I would be covered in the event of an accident in a private car park.![]()
My original question was a concern about whether I would be covered in the event of an accident in a private car park.![]()
Your own car insurance insures you for ANYWHERE.
Are they disclaimers even worth the board they are on.
We have one at work but I thought we still had a duty of care, .
I remmeber reading somewhere that as its a private car park your insurance might not cover it either!! Where the liability lies is anyone;s guess. A neighbouring school had several parents slip and badly damaged themselves and have threatened to sue to teh school![]()
if a disclaimer is up your insurance firm pays out but carn`t recoup cost from the carpark owner if none up they can,so yes they are worth putting up. that's the reason car park owners put them up
Paul
So the disclaimer notice is a warning to insurance companies rather than drivers?
if you have an acident , first you claim from insurer.they then investigate and if no sign up they have the right to claim any costs form the carpark owners or there insurers.If an insurance firm can recoup the cost they will and do
if there is a disclaimer up, the insurance firms look at it as you have parked on someone's private property(even if council owned) at your own risk so they have a way out of paying you.
Me i would park on the main road then i`am covered
Paul
I'm a native New Englander so this sort of weather is pretty much the norm. I might be teaching your granny to suck eggs, but some tips for driving in this weather:
- Keep a spade/shovel in your boot
- Keep a couple of door mats in your boot
- If you get stuck, immediately stop accelerating. If your wheels are spinning, keeping on trying to move forwards just creates heat below them which then turns to ice
- Instead, try to rock the car out by reversing then pulling forward. Turn your wheels a bit if reversing straight doesn't work. ETA: Sorry, to be clear, turn your wheels while stopped & then reverse, not turn the wheel while trying to reverse.
- If that doesn't work, use the spade to dig out the wheels.
- If that doesn't work, identify which tyre is spinning and stick the door mat under it.
- If that doesn't work and no one is around to help push you, I give up!
Remember, high gear, low revs (for getting unstuck) and very very gentle acceleration.