Spring Direct Incentives 2/9-4/27

Damn, I did two in person tours in January and this never came up.

I almost even asked as a joke if there were any in person incentives! But thought it was too dad-jokey. "No, Dafoo, don't say that"
Does anyone get a thank you letter with mickey and minnie driving in the mail everytime they look at a guide. I appreciate the gesture, but I have like 10 of them at home 🤣🤣
 

Off topic but did they stop giving out that gold water bottle with the towel and certificate and etc. for add ons? I presume they decided it wasn't worth like 10 trees with all that packaging?
 
Off topic but did they stop giving out that gold water bottle with the towel and certificate and etc. for add ons? I presume they decided it wasn't worth like 10 trees with all that packaging?
I thought they came with all purchases of 150 or more 🤔
 
Off topic but did they stop giving out that gold water bottle with the towel and certificate and etc. for add ons? I presume they decided it wasn't worth like 10 trees with all that packaging?
I'll let you know in a couple months (hopefully) 🤣🤣
 
Off topic but did they stop giving out that gold water bottle with the towel and certificate and etc. for add ons? I presume they decided it wasn't worth like 10 trees with all that packaging?
When I added-on during the VGF fire sale a couple of years ago, I got them. I'll close on my new VDH contract in a few weeks, and if they send one, I'll let you know.
 
I've got a case of add-on itis and tempted to get my blue card.

I see at a lot of value in SSR as direct SAP. I don't mind staying at SSR. I like reasonably priced 1 or 2 bedrooms (not studios). I would like to try CFW once. I'd like to stay at the new Lakeshore product once we know more. I'm East Coast based and would primarily travel to WDW. I own BWV resale and won't use those points anywhere else - and have gotten good value with standard/resort view bookings.

I've read through all 40+ pages so far. I'd argue that many are not accounting for the time value of money and arrive at their assumptions of you can just buy one of the other direct properties for the same price.

Here is how I would look at things differently:
  • SSR comparison needs to be done at 200 points, there is a huge value of stretching that you don't have at RIV/PVB/VDH. If you could afford 150 PVB at $29,750 after MB you can afford 200 SSR at $30,000
  • I'd take the $20/point Magic Beginnings. This is an advantage to SSR as you pay less upfront and get the same back
  • Expiry years - I'd give $1/year upfront benefit for each additional year longer than SSR. Each $1 of value in 2054 (difference between point rental rate and dues) is only worth 19c today at a 6% discount rate (1/(1.06^28). By 2074 each dollar of benefit is worth 6 cents in 2026. This $1 per year gives roughly a $10 value/year in the difference in point value and dues
  • Dues - using an annuity formula, i'd value each $1 of additional dues per year to be worth $14 today.

Here are my results:
OptionCost $ (w/ MB and all incentives)Cost / PtExpiry$/Point Adj for Expiry ($1/year)Dues$/Point Adj for Dues (x14)Adjusted Price with Dues
SSR-15024,000160205409.190160
SSR-20030,000150205409.190150
RIV-15028,1001872070-169.46+4175
RIV-20037,3001872070-169.46+4174
PVB-15029,7501982066-128.33-12174
PVB-20039,7001992066-128.33-12174
VDH-15027,5001832074-2010.54+19182
VDH-20036,9001852074-2010.54+19183
AUL-15027,0501802062-810.96+25197


Takeaways
  • SSR 200 is a great value and about 16% cheaper per point than RIV/PVB
  • RIV/PVB are priced equally once you adjust for dues
  • VDH and AUL seemed like a slight increase in buy-in for 150/blue card but the higher dues actually make them the most expensive on the list if you don't actually plan to go stay in California or Hawaii.
 











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