John (Panda) also said he would buy only resale points, not direct, as he doesn't use the home resort priority. However, he did like the resorts that only can be booked with direct points (CFW, RIV). I'm not sure I'd go off his advice as he has said he could have thought it through better and made a better choice, but he had FOMO.
Exactly- he said he would often book just a couple months before his trip for just a night or two since he is local. Most non-Florida
DVC owners can't travel that way, just picking up scraps of availability for one or two nights a few months out. But if you can travel very short trips and are flexible and willing to go with OKW or SSR if everything else is booked, then the cheapest points are probably a good choice.