Claims Adjuster here. The answer is different depending on how you are looking at it. Many of you are looking at the question as a parent. So I think that you are probably right about teaching a child responsiblity and taking care of his things. A 16 y/o should not leave his bike laying down behind a car. My question is though was the bike laying down or standing up on a kickstand? If it was laying down the driver of the car would have some responsibility but so would your son, if it was standing up the driver would have all responsibility. Where else would a person park a bike if not a driveway? Certainly not the front lawn or the flower bed. The driver of the car has a responsibility to not back into something. The bike could have been a small child. motorcycle or another car. Although it is not the popular response the answer is probably the driver of the car's fault, although I am missing some key info. I will tell you I have had these cases before a magistrate many many times and I know of what I speak.
The driver of the car was careless not to check on all sides of his or her vehicle for small children, pets, etc. before backing up. There could have been a tragedy. There have been tragedies because of this sort of carelessness. Basic driver safety classes teach to walk around your vehicle before getting in and starting it up. The driver of the car damaged the bicycle and should pay for at least some of the damages.
The 16 year old parked a bicycle on a driveway, the proper thing to do -- but I bet he will use a grassy area in the future. He did not use poor judgment, just trust that a parked car would remain parked. Has the bike owner learned not to be trusting that others will exercise proper judgment? Will the bike owner be a more careful driver of a car due to this experience? I hope so.


While I would have liked to blame him, unfortunately it was my fault. 