Using larger units, the break-even comes much sooner.
We bought in '92, 230 points at $51. We had two years of points for our first stay. Oct '93 12 nights in a Grand Villa. the rack rate was under $1,000 per night. We basically broke even on our first trip.
After staying in the GV, we realized that we were going to need one every year. We added 200 points during that stay. The next year we stayed 12 night in the GV again, not even counting the free passes, we broke even again.
Now we stay 10-12 nights every year in a GV for the cost of dues, about $1400 per year. IMAGINE THAT, an OKW Three Bedroom Grand Villa for slightly over $100 per night.
Seems like a pretty good reason to me.
"From each according to his ability, to each according to his needs", Karl Marx, pretty sick, huh?