Right now we live in a duplex and are saving for our first house, so we are trying to cut back on things. Mostly it is me trying to shop and buy things we don't really "need", or at least in dh's opinion. LOL We were originally planning on buying a large house as I want the space, but now I am questioning if that is the best idea as I don't want to be "house poor". We enjoy travelling and I like the inside of my house to be decorated nicely and I like our family to be dressed nice. But I am torn, because I feel we need the space. The homes we were thinking of would have 4 bedrooms, double garage, likely formal living room, etc (that I could live without) and a basement. And the rooms are usually large in size. We could go to a smaller home, but we would likely have to sacrifice the size of the rooms, the double garage and the size of the basement. I was mostly looking forward to the larger rooms and the larger basement. Dh says we can afford the larger home, but we have had some major expenses creep up this year that we weren't expecting or didn't plan for (dh was diagnosed with stage 1 kidney cancer and the cost of treatment is eating away at our budget, but we will gladly pay it. And we are enrolling dd's in Sylvan learning center as we are finding the school is not meeting some of our needs.) Also, how do you determin a need? I think we need new dishes and more of them as we like to entertain and just don't have enough dishes to do that. As well as we don't have coffee and end tables. Dh sees things things as wants and I see them as needs. And how much clothes do you buy? For the summer I only got us each about 4 outfits since when we stay home I do laundry enough that we don't need more, but then I discovered with us travelling a few times this year for a week at a time that we don't have enough clothes to make it that long without finding a way to do laundry. But yet, when we are staying home that seems like a waste of money to have all those clothes. And what about having your home nicely decorated. Dh thinks that as long as you have TV, computer and comfy furniture you are good to go. But I like it to be nicely decorated. This is harder than I thought. I thought I would easily be able to tell a want from a need.