Thanks to the posters who did not attack me! Even if we don't see eye to eye - thanks for not attacking.
No she has never had problems with deception. Yes, I feel that she did steal it from me - even though I handed it to her. I guess that's a differerence - I don't feel that rummaging thru my purse is any different.
The reason she was told was not to spend the $ on anything else was because that day I gave her $ for another event -they were serving hamburgers/pizza for some reason - so we discussed how much $ she needed for that - I gave it to her & then extra $5 for lunch $ (all the cash I had @ the time) and told her to make sure to put it in her lunch acct.
She didn't tell me she didn't use the money for lunch (or that she hadn't eaten lunch) I got the automated phone call from the school telling me the acct was empty that evening & I asked her why.