It was mentioned in another thread how we are all in different places in our lives. I think a lot of you have known each other forever and already know this stuff. But here's my deal: 40, hospice nurse, have worked for the same hospital system for almost 20 yrs in different types of nursing jobs. Divorced with a long term DBF (we don't live together), he and I both have 11 and 12 yos. 2 dogs. Live in a townhouse in the suburbs of Albany, NY. Trying to get back on the frugality track but fighting recent urges to shop for purses, lol. Have gotten lots of good advice here, thanks.