Relax.I know you just really want to complain but seriously Delta is allowing people to change their travel dates without fees not cancel, most hotels allow you to cancel within 24 hours for whatever reason, you just don't have the same contract agreement with Disney. None of the other cruise lines are letting people cancel except Carnival and then ONLY if their itinerary changes. If Disney cancels you get your money back, if they don't then you have to make the decision whether you're canceling per your contract and then without insurance you bear the costs. That's just how a contract works.
They may still cancel but harping over and over that you hate the contract you signed gets old.
You're wrong.
Delta gave me the option of a change or 100% refund. I took the refund and already have the email receipt.
My Swan reservation required 48-hours cancellation, they allowed me to cancel today less than 24 hours.
I know you hate me, but your assumptions are factually incorrect.