Found this old thread because hubby and I are possibly interested in purchasing a small DVC contract. Hubby and I sat through our first DVC presentation back when BWV were selling. Should have bought then but did not. Sat through the next presentation about 4 years ago. My sister bought a 160 AKV contract when she went w/ us to the presentation. With 3 kids (one starting college in 4 years), I've always felt that we had greater financial obligations. And we've been able to visit DVC resorts with my sister or back when they were in Interval International, through timeshare exchanges using my sil's timeshare. But, after missing out on the great June Fantasy Cruise deal, hubby wants to become a member mainly for the discounts and other perks. I actually got the cruise email since I am named on my sister's account as an associate member, but we are not able to get the discount. Anyhow, my thought is that it would be best to have the same year use (Dec) as my sister's contract since it would be easier to pool points when we vacation together or if we want to borrow/rent from one another. My thought was that we had to go resale but now I am reading that Disney offers contracts as low as 50 points to new members? Is another option to purchase a "small add on" to my sister's account and would she be able to add us to her original contract?