Our first contract was 25 resale points at AKV. At the time, the only restrictions on resale was that the points could not be used for
DCL or the Disney Collection. Neither of those appealed to us so for a small buy in, we got a blue card, a contract that will undoubtedly outlast us and the ability to stay every couple of years in a studio.
Addonitis quickly hit and within a year, we had purchased a 50-point resale contract at our favorite resort, BWV. The idea being that we would do alternating years at AKV and BWV with some split stays.
Fast forward to today. Four resorts, over 1,000 points. We found that we like 1BRs for ourselves and GVs when the family gets together in Disney. All home resorts were purchased because that's where we like to stay most of the time. Poly was bought for the times when I travel with my sister because I hate sharing a studio queen bed with my husband (he tends to sleep in the middle of a bed).