Singles who are for the "Love of Disney" - Part 3

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Good Evening everyone. Did you have an enjoyable day.

My car is fixed, at least they couldn't find anything wrong with the brakes. don't know why that darn ABS light came on yesterday :scratchin. Oh well, I'll just drive very carefully just in case....want to make it to Disney safe next week. Good thing I'm flying.

Yea Mel, Kimmie, Caite, Bob and Sha....we're getting closer...
:woohoo: :woohoo: :woohoo: :woohoo: :woohoo: :woohoo: :woohoo: :woohoo: can't wait to see everyone again and finally meet Kimmie..:thumbsup2
 
Theresa,
Maybe your brake fluid was a little low...Just a guess, but I have seen it happen more than once before...Anyhoo at least it's fixed :)
 

Hello everyone! I have never been in this thread before and thought I would join you all! I am definitely single (divorced) and have quite the LOVE for Disney! Staying at the WL with the parents and sister in December then taking a Disney Cruise! Cant wait! Just wanted to say hello to everyone!
 
WELCOME!

Single, 46/f from PA (near Philly) and headin' to WDW for Christmas :santa: this year!!! Woo hoo!!!


Oh ... by the way ...
GO FLYERS!!
 
Woo hoo, hockey! :)
Go Wings!
:upsidedow

I'm with YOU Jen!! :thumbsup2 GO WINGS!!!

Yea Mel, Kimmie, Caite, Bob and Sha....we're getting closer... can't wait to see everyone again and finally meet Kimmie..:thumbsup2

I'm very excited as well Teresa! It's been a long time coming!! :hug:

Happy Thursday everyone

Here we go Woo hoo
:banana: :banana: :banana: :banana:
:banana: :banana: :banana:

One more week :cheer2: :yay: :grouphug:

I'll see your 7 dancing bananas and raise it to 8 dancing smilies since we are coming in on the night of the 24th... :dance3: :dance3: :dance3: :dance3: :dance3: :dance3: :dance3: :dance3:

Hello everyone! I have never been in this thread before and thought I would join you all! I am definitely single (divorced) and have quite the LOVE for Disney! Staying at the WL with the parents and sister in December then taking a Disney Cruise! Cant wait! Just wanted to say hello to everyone!

DisneyWelcomeToOurGroup.gif
Welcome Gina!! You will enjoy this group - they are a great bunch of people! How awesome for your December trip and your Disney Cruise. There is NOTHING like it... I've done 2 and wish I was planning a third. Are you doing Disney first, then the cruise? Wonder or Magic? :)
 
I'm with YOU Jen!! :thumbsup2 GO WINGS!!!

This is my theme song for this fall:

Me work hard 5 days a week
Sweeping garbage from the street
Come home not want book to read
Not 'nuff pictures for me see
Sit right down in favourite chair
Wearing only underwear
Favourite night is Saturday night
'Cause me can watch hockey fights
Me Like Hockey!, Me like Hockey!

Me not like pro basketball
'Cause me short and they all tall
Baseball slow like Forest Gump
'cept when Robbie spits on ump
Wrestlemania not so great
Me like to see Hulk Hogan skate
TV soccer not that hot
You play bad then you get shot
Me Like Hockey! Me like Hockey!

Swedish players must be geeks
'Cause they still got own real teeth
Not like Finnish players names
What's a Teemu anyways?
Russians worse in history
Got stupid names like Valery
Me like Sergei Federov
Me like him more if head were off
ha! ha! ha!
Me Like Hockey! Me Like Hockey!
Me Like Hockey! We like Hockey!

Please Mr. Linesman let the players
fight (x 4)
Let them Fight! (x 7)

Friends come over put game on
Argue then we lay bets down
Got bag of chips and case of Bud
Should last till end of first period
But Yankees they win the World Cup,
Me think they cheat, use glowing puck.
Maybe if we want to win-der,
Maybe we should play in winter!
Me Like Hockey! (x 4)
Yeah!!!!!

("Me Like Hockey" by The Arrogant Worms)

:upsidedow
 
This is my theme song for this fall:

Me work hard 5 days a week
Sweeping garbage from the street
Come home not want book to read
Not 'nuff pictures for me see
Sit right down in favourite chair
Wearing only underwear
Favourite night is Saturday night
'Cause me can watch hockey fights
Me Like Hockey!, Me like Hockey!

Me not like pro basketball
'Cause me short and they all tall
Baseball slow like Forest Gump
'cept when Robbie spits on ump
Wrestlemania not so great
Me like to see Hulk Hogan skate
TV soccer not that hot
You play bad then you get shot
Me Like Hockey! Me like Hockey!

Swedish players must be geeks
'Cause they still got own real teeth
Not like Finnish players names
What's a Teemu anyways?
Russians worse in history
Got stupid names like Valery
Me like Sergei Federov
Me like him more if head were off
ha! ha! ha!
Me Like Hockey! Me Like Hockey!
Me Like Hockey! We like Hockey!

Please Mr. Linesman let the players
fight (x 4)
Let them Fight! (x 7)

Friends come over put game on
Argue then we lay bets down
Got bag of chips and case of Bud
Should last till end of first period
But Yankees they win the World Cup,
Me think they cheat, use glowing puck.
Maybe if we want to win-der,
Maybe we should play in winter!
Me Like Hockey! (x 4)
Yeah!!!!!

("Me Like Hockey" by The Arrogant Worms)

:upsidedow

OMG :rotfl2: :lmao: :cool1: :rotfl2:

I will have to make a copy of this for my Brother.
 
OMG Jen :rotfl2: ... I had to look this one up on you tube. I'm still laughing :lmao:

I watched Slap Shot again last week (for the umpteenth time.. Paul Newman :sad2: ) and spent a moment reliving my younger days when every guy around here wanted to be Bobby Orr.

I'll never forget the 5am hockey games, and my parents setting the alarm clock at o'dark hundred every morning to flood a rink out in our backyard so we could learn how to skate. Great times :).
 
Kimmie, very glad to see your posts again. I think you were a regular when I first joined DIS. It's always good to see good people around here :).

Thanks :goodvibes ... it's been a long time and I've missed the old gang for sure! :surfweb: Today, I'm "working" from home. Yeah... really, I'm hiding while I make some decisions about staffing adjustments, yet again... it's been a rollercoaster of a year in the mortgage business.

I had a staff of 80 this time last year and doing 100 - 115 loans a day. Now we are lucky to do 30. It was hard, after being an underwriter for so long... to see the direction that Fannie and Freddie were headed - the loans that they were auto approving - it was crazy.

Unfortunately, many of the mortgage insurance companies got taken along for the ride. Now, at least, we have put our foot down (FINALLY) and loans that were approved a year ago don't have a shot to get approved today. Changes continue to happen, tightening of the guidelines is an ongoing process but all in all, I'm seeing the reforms coming from the mortgage insurance companies, not from Fannie, Freddie or the Lenders.

WE (the mortgage insurance companies) are driving the credit score requirements UP, the loan to values DOWN and the debt to income ratios DOWN. When I started in this business in 1984, debt ratios couldn't exceed 36%. Prior to the failure of the subprime market, Fannie would go as high as 70 - 75% and Freddie, on certain loans had NO CEILING!

I've watched our requirement drop from "accepting whatever Fannie and Freddie allowed" to 65% to 55% and shortly we'll drop to 45%. I feel that it's finally coming down to a reasonable debt load. I wouldn't doubt that we'll see 36% as the max debt load someday again. Ok... sorry, there's my soap box for the day. :mad:
 
OMG Jen :rotfl2: ... I had to look this one up on you tube. I'm still laughing :lmao:

I watched Slap Shot again last week (for the umpteenth time.. Paul Newman :sad2: ) and spent a moment reliving my younger days when every guy around here wanted to be Bobby Orr.

I'll never forget the 5am hockey games, and my parents setting the alarm clock at o'dark hundred every morning to flood a rink out in our backyard so we could learn how to skate. Great times :).

I love the Arrogant Worms, they have some great songs... The Last Saskatchewan Pirate, and the RCMP Song are two other really funny ones.
:upsidedow
 

WE (the mortgage insurance companies) are driving the credit score requirements UP, the loan to values DOWN and the debt to income ratios DOWN. When I started in this business in 1984, debt ratios couldn't exceed 36%. Prior to the failure of the subprime market, Fannie would go as high as 70 - 75% and Freddie, on certain loans had NO CEILING!


I think Greenspan once described it as "irrational exuberance", although I think he was talking about the equities market at the time. I think the same goes for any market though.. ultimately when the bubble bursts, fundmamental principles will prevail. It's good to see responsible lending practices returning, although it's really sad that so many people got hurt and will continue to hurt as this continues to shake out. Good luck with everything!! :goodvibes
 
Speaking of "irrational exuberance" for better or worse I did not cancel my Disney trip for December. It may be financially irresponsible but after the week of stress I have had about losing my job in January I feel I deserve it. With the job market and economy being what it is it may be along time before I get the chance to get to Disney again.

Does anyone else think I am nuts?

John
 
Speaking of "irrational exuberance" for better or worse I did not cancel my Disney trip for December. It may be financially irresponsible but after the week of stress I have had about losing my job in January I feel I deserve it. With the job market and economy being what it is it may be along time before I get the chance to get to Disney again.

Does anyone else think I am nuts?

John

Nuts? Nope... you have to do what is best for you. Rumor has it that there is a big announcement coming on 10-31 for the client site that I manage. I've made everyone promise to NOT text me, NOT call me, DO NOT tell me anything while I'm on vacation!!

I'll find out when I get home on the 2nd. Hey, if I have a job great... if I don't... I'll deal with it and perhaps that's my sign to move to FL earlier than 2010!

Enjoy your trip... there's all sorts of ways to cut back while there... it doesn't take a ton of money to enjoy the Happiest Place on Earth! :hug:
 
I don't think you're nuts either. I have the same mentality. We're going for Christmas :santa: week and we have not changed our plans. The only difference this year is that we're going to have an "adventure" and go on the train this time ... the airfares are through the roof right now. Other than the extra time spent in travel, we kinda think it'll be a fun adventure to take the train. So, anything to save $$ here and there ... but I wouldn't want to cancel either!! :sad2:


(When ya going?)
 
Nuts? Nope... you have to do what is best for you. Rumor has it that there is a big announcement coming on 10-31 for the client site that I manage. I've made everyone promise to NOT text me, NOT call me, DO NOT tell me anything while I'm on vacation!!

I'll find out when I get home on the 2nd. Hey, if I have a job great... if I don't... I'll deal with it and perhaps that's my sign to move to FL earlier than 2010!

Enjoy your trip... there's all sorts of ways to cut back while there... it doesn't take a ton of money to enjoy the Happiest Place on Earth! :hug:


Thanks Kimmie!!

I am going on the dining plan and saving a lot that way. As fornot being told. I feel bad for my boss. He had to contact one of our techs while she was on her honeymoon with the bad news. He was going to wait but the company is making some additional positions available in another factory. The dead line to apply is next week and she would not be home until after the dead line. This whole thing really sucks! (excuse my french) Well at least I have disney to look forward to!

John
 
I don't think you're nuts either. I have the same mentality. We're going for Christmas :santa: week and we have not changed our plans. The only difference this year is that we're going to have an "adventure" and go on the train this time ... the airfares are through the roof right now. Other than the extra time spent in travel, we kinda think it'll be a fun adventure to take the train. So, anything to save $$ here and there ... but I wouldn't want to cancel either!! :sad2:


(When ya going?)

Hi Kris I am going the 11th to the 16th. I got an awesome airfare back August of 185 RT from richmond. Another reason I dont want to cancel.

John
 
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