Have done the silver plan twice and the old deluxe(gold) plan once. There is a Pfd bourchre avaliable on the
www.disney.go.com site.
It can be a little over whelming at first. We found that the plan was great for doing those extra special dinners and then splurging on some lunches. We also took advantage of one of the souvenier offers, a cyrstal mickey($80.00 approx) for two wishes ($64).
If you are travelling with children, be sure to use their wishes on your meals there is no distinction once you check in.
Just be sure to tell the CM that you will be paying cash for the little ones breakfast/lunch. For dinners, be sure to ask if your little ones can order off the adult menu, if they chose, before using wishes for those.
Also for the younger ones, it is a great deal to use a wish for one of the care centres at the deluxe resorts, then you can use their other daily wish to have dinner at a two wish resturant, very romantic.
If you have more questions, I would be happy to answer them.
Penny