I have a trip booked in September. I'm using 100 banked points, 100 this year points, 94 borrowed points. If I have to shorten my trip what will happen to my points?
How much do you have to shorten? If total points used go down by 100 or less, they should put back your current points, but you can ask to be sure. If it goes down by more than that, any banked or borrowed points will stay banked or borrowed into current use year and will need to be used before the end of your use year. Can't put them back into their original use years. Banking and borrowing cannot be reversed, the transactions are final.
You need to use your banked and borrowed points this year. If your shorten your trip and can eliminate your using your current use year points, you can then bank them for next year
You need to use your banked and borrowed points this year. If your shorten your trip and can eliminate your using your current use year points, you can then bank them for next year