September No Buy!!

[jm0925]

Im glad to see so many new participants this month. Good luck everyone on your spending goals!

 

[NY Pirate Princess]

Oh my, thank you for starting this! I bombed August (and all of summer) so back to the drawing board I go!
10 Days Goal

1 - NO BUY
2 - Back to school clothes $91
3 - Spend
4 - Spend
5 - State Fair
6 - Ice Cream
7 - more Ice Cream!
8 - Back to School dress

1/10

 

[Debbie]

I'm going to follow along. We have a trip to WDW in the last half, I don't have a lot of hope, but I am going to record buy or no buy before the trip. And I'm only going to include the 'extras' for those day. I'll hope for 8 for those days that I'm home.

1: $0
2: spend
3: $0
4: spend
5: $0
6: $0
7: $0 (gotta love holidays when the stores are closed)
8: spend As this is the first day of school, I consider this to be my first day of retirement, so we are heading to a play and some food.

5/8

 

[Lynne G]

Want to have 20 no buy days, so far, 4 no buy days and 4 buy days. Had to buy food and back to school items. So, 16 more days of no buy, and hoping to be at that. Thanks for seeing others and helping me remind to not buy.

 

[sunflowerfields]

I am joining in on this too, although I might have to do things a little differently. Seeing what everyone else is doing gives me encouragement to work harder to save. I have been using a credit card for all my spending for a very long time now. I am always able to pay it in full at the end of the month, but I also see where I easily spend way more on wants than needs. This month I have gone back to using my check book. I only have so much money in my account so it makes me be very aware of how much I spend. I've only had two no spend days so far in Sept. but the days I have spent, I made my purchases very carefully knowing I don't want to run out of money. Also, we are working very hard to not eat out and plan outings carefully. So far we are doing awesome with that. Our 44th anniversary is the 25th of this month, and on that day we have planned an all day trip and eating out! Yes!!!! Other than that we will be staying home. I appreciate this thread!!!!

 

[stayhomemom77]

Just back from Disney yesterday, so I will join in from today onwards.

Hmmm....let's see. I'm going to include gasoline, groceries and all other variable expenditures. I have a budget of $60 a week for gasoline and $135 a week for groceries. We are not doing family fun money this month since we just got back from vacation, but I have to get the kids some new shoes this week and pick up a few odds and ends at the dollar store over the course of the month, otherwise we are trying to keep the purse strings drawn tight.

I'll aim for 18 days.

September
6-easy one, staying home and relaxing--No Buy #1
7-came down with a vicious cold so I spent the day on the couch--No Buy #2
8-first day of school, have to get the kids their shoes and will pick them up a little treat too--spend day
9-
10-
11-
12-
13-
14-
15-
16-
17-
18-
19-
20-
21-
22-
23-
24-
25-
26-
27-
28-
29-
30-

1/18[/QUOTE]

 

[ariel1025]

Completely bombed last month. Wasn't thinking about my daugther's birthday party or family being in town for 10 days...oops

I'm going HUGE this month, 20 days My self-imposed "rules" are bill payments don't count; groceries, shopping and gas don't count unless we go over the already set budget limit for the month. Out to eat counts (i.e. cannot fall within the "food" budget) no matter what, because it's a horrible habit we need to break. Here we go...

9/1: Birthday gifts and birthday meal for daughter SPEND
9/2: Target run, added in non planned items SPEND
9/3: Outlet mall with family SPEND
9/4: NO SPEND #1
9/5: Target run, added in non planned items SPEND
9/6: NO SPEND #2
9/7: Family farewell meal SPEND

 

[EpiStitch]

I'm going to aim for 17 No Buy Days to help build off my previous month's success.

September
1-No Buy #1
2-spent $20 to join my work's college football league, I'm the defending champion and I won $150 last year so it's a good return on investment if I get lucky again, otherwise it's just fun
3-No Buy #2
4-had to buy clothes for a funeral
5-No Buy #3
6-gas, groceries, Redbox rental since my internet and cable were both out
7-unnecessary spending
8-No Buy #4

4/17 Days So Far, I need to step it up a little, but I'm almost on track

 

[charming23]

Playing catch up

9/1- $4.89 Chick fil a, $17.89 Gas, $36.29 Ulta, and $120.76 Target
9/2- $34.56 At Home, $18.86 Sam's club, $4.12 Wendy's, and $21.86 Aldi
9/3- $0
9/4- $36.16 Joann fabrics, $27.95 Applebee's, and $66.58 Walmart
9/5- $0
9/6- $65.50 Ferry service to Kelley's Island, $34.16 Shopping, and $8.49 sonic on the way home
9/7- $0
9/8- $0
9/9- $15.89 gas, $26.99 Walgreens, $26.19 bakery, $89.55 Sam's club, and $25 CVS

4/15 No Buy Days

 

[EpiStitch]

I'm going to aim for 17 No Buy Days to help build off my previous month's success.

September
1-No Buy #1
2-spent $20 to join my work's college football league, I'm the defending champion and I won $150 last year so it's a good return on investment if I get lucky again, otherwise it's just fun
3-No Buy #2
4-had to buy clothes for a funeral
5-No Buy #3
6-gas, groceries, Redbox rental since my internet and cable were both out
7-unnecessary spending
8-No Buy #4
9-No Buy #5

5/17 Days So Far, I need to step it up a little, but I'm almost on track

 

[pjlla]

Hey all! I had amazing luck earlier this year saving LOTS of money by staying out of stores and sticking close to the "No Buy" thread.... but I've been away from the Dis for most of the summer. But I'm back and I'm jumping in (albeit a bit late) for September!! Give me a minute to come up with my "plan" and I'll post it and be ready to SAVE! ......................P


Okay..... since I'm starting late I've got 20 days left... so I'll aim for just 15 NO BUY days for the rest of the month! I consider any unnecessary spending such as coffee, meals/snacks away from home, thrift store purchases, online purchases, etc to count as a "BUY"... but gas, groceries, bills get the "okay". I spent a LOT of money at the grocery store this past weekend.... between that and the garden I should be able to get through the end of the month just buying perishables (milk, apples, greens, yogurt). I am trying hard to use up all of the bits and bottles of shampoo, conditioner, body wash, toothpaste etc that we seem to build up here (mostly thanks to my college-aged DD who doesn't always finish things up), so I won't need to buy any of that stuff either.

I am heading to BERMUDA in October to visit DD on her semester abroad and it is costing me faaaarrr more than I anticipated (I thought Bermuda would be relatively inexpensive during hurricane season!), so I need to save EVERY PENNY I can!!

CURRENT PROGRESS: 15/15 NO BUY days (and today will be 16/15 if all goes as planned!)

Sept 10: Ended up working extra hours so a NO BUY day PLUS I made extra $...WOOHOO! 1/15
Sept 11: Home for the day, no extra errands, NO BUY....2/15
Sept 12: Spent $10 out of the Christmas fund on an early gift.... still calling it a NO BUY since it was pre-planned and the $ was waiting in the Christmas envelope.....3/15
Sept 13: Rainy day at home. DH stopped at the market on his way home from the gym, but stuck to the list, so NO BUY day.... 4//15
Sept 14: Home for the day.... NO BUY 5/15
Sept 15: Worked both jobs ... but thought I'd be going home between jobs to have a snack and I didn't.... so I spent $2 on a coffee and healthy snack to eat in between. It wasn't really optional.... I was VERY hungry... but still a SPEND day.
Sept 16: Working today and then straight home. No Buy! 6/15
Sept 17: Work, dentist.... and some groceries.... but also new sunglasses for Bermuda ($5) and I splurged on a new face cream to try.... so NOT a no buy.
Sept 18: No buy! 7/15
Sept 19: Groceries but nothing else and nothing extra... but bribed DS with a sandwich from Subway to come along and keep me company.... so NOT a no buy.
Sept 20: NO BUY! Plus I had a WW training meeting, so also was an earning day! 8/15
Sept 21: Work and home.... NO BUY! 9/15
Sept 22:Home and WW meeting in the evening.... NO BUY! 10/15
Sept 23: Work and work and then home to watch Survivor.....NO BUY! 11/15
Sept 24: Work and work and home.... NO BUY! 12/15
Sept 25: Work and work and home..... NO BUY! 13/15
Sept 26: Groceries and spent $2 on facial mask (guaranteed to make me look 20 years younger! ).... not a no buy.
Sept 27: Home today doing yard work and laundry it WILL be a NO BUY! 14/15
Sept 28: Worked and did NOT go to the fabric store.... so NO BUY day! Made it....15/15 !!
Sept 29: Work and WW meeting.... will probably be a NO BUY!
Sept 30:

**** EDITED 9/29

 

[stayhomemom77]

I'll aim for 18 days.

September
6-easy one, staying home and relaxing--No Buy #1
7-came down with a vicious cold so I spent the day on the couch--No Buy #2
8-ordered pizza as I was not feeling up to cooking--spend
9-got the kids their indoor shoes--spend
10-only left the house to walk around the neighbourhood--No Buy #3
11-regular grocery shopping day, stayed within budget and was waaaaay below budget for gasoline for the week --spend
12-
13-
14-
15-
16-
17-
18-
19-
20-
21-
22-
23-
24-
25-
26-
27-
28-
29-
30-

3/18

 

[Debbie]

I'm going to follow along. We have a trip to WDW in the last half, I don't have a lot of hope, but I am going to record buy or no buy before the trip. And I'm only going to include the 'extras' for those day. I'll hope for 8 for those days that I'm home.

1: $0
2: spend
3: $0
4: spend
5: $0
6: $0
7: $0 (gotta love holidays when the stores are closed)
8: spend As this is the first day of school, I consider this to be my first day of retirement, so we are heading to a play and some food.
9: spend
10: $0
11: $0

7/8

 

[superme80]

I am up to 3 no Buy days. Just 7 more to go!
3/10

 

[stayhomemom77]

I'll aim for 18 days.

September
6-easy one, staying home and relaxing--No Buy #1
7-came down with a vicious cold so I spent the day on the couch--No Buy #2
8-ordered pizza as I was not feeling up to cooking--spend
9-got the kids their indoor shoes--spend
10-only left the house to walk around the neighbourhood--No Buy #3
11-regular grocery shopping day, stayed within budget and was waaaaay below budget for gasoline for the week --spend
12-chocolate bars for the family from the dollar store--spend
13-
14-
15-
16-
17-
18-
19-
20-
21-
22-
23-
24-
25-
26-
27-
28-
29-
30-

3/18

 

[Nilsifjel]

First time having a go at this. I'm excluding petrol from this as I have to buy every few days due to my excessive commute (74 miles 5 days a week = approx £50 per week) and the main groceries because I don't buy them!

1) No buy
2) No buy
3) No buy
4) £1.50 mcdonalds
5) No buy
6) No buy
7) £23 phone bill
8) £4 supermarket
9) No buy
10) No buy
11) £2 mcdonalds, £5 supermarket, £8 play ticket (to see relative perform).
12) No buy
13) No buy
14) No buy
15) No buy
16) No buy
17) £5 supermarket
18) No buy
19) £2 folders for work.
20) No buy
21) No buy
22) No buy
23) £10 cardigan for work
24) £3 snacks
25) No buy
26) No buy

 

[EpiStitch]

I'm going to aim for 17 No Buy Days to help build off my previous month's success.

September
1-No Buy #1
2-spent $20 to join my work's college football league, I'm the defending champion and I won $150 last year so it's a good return on investment if I get lucky again, otherwise it's just fun
3-No Buy #2
4-had to buy clothes for a funeral
5-No Buy #3
6-gas, groceries, Redbox rental since my internet and cable were both out
7-unnecessary spending
8-No Buy #4
9-No Buy #5
10-No Buy #6
11-took a taxi home after a 5K
12-No Buy #7, but I will be getting billed later for my mom's birthday present

7/17 Days So Far, I need to step it up a little, but I'm almost on track

 

[ariel1025]

Completely bombed last month. Wasn't thinking about my daugther's birthday party or family being in town for 10 days...oops

I'm going HUGE this month, 20 days My self-imposed "rules" are bill payments don't count; groceries, shopping and gas don't count unless we go over the already set budget limit for the month. Out to eat counts (i.e. cannot fall within the "food" budget) no matter what, because it's a horrible habit we need to break. Here we go...

9/1: Birthday gifts and birthday meal for daughter SPEND
9/2: Target run, added in non planned items SPEND
9/3: Outlet mall with family SPEND
9/4: NO SPEND #1
9/5: Target run, added in non planned items SPEND
9/6: NO SPEND #2
9/7: Family farewell meal SPEND

Continuing on...

9/8: NO SPEND #3
9/9: Target, but stuck exactly to list and budget. NO SPEND #4
9/10: Bath & Body Works, Panera lunch, Sushi dinner, Target. SPEND
9/11: Farmers Market (within budget) and bills. NO SPEND #5
9/12: Babies R Us (pediasure) and Costco (added a non-budgeted item) SPEND

Can still finish out the month with 20 no spend days

 

[Debbie]

Adding yesterday No Buy day which puts me on target. Busy few days so won't be back for a bit. I made the 8 no buys for the first part of the month.

1: $0
2: spend
3: $0
4: spend
5: $0
6: $0
7: $0 (gotta love holidays when the stores are closed)
8: spend As this is the first day of school, I consider this to be my first day of retirement, so we are heading to a play and some food.
9: spend
10: $0
11: $0
12: $0

8/8

 

[charming23]

Had a speedy day yesterday but my grocery shopping should last two weeks. I will only need to buy fresh fruit, vegetables, milk, and bread next week.

Calling today as the weather is chilly and I have a ton of cleaning to do.

9/1- $4.89 Chick fil a, $17.89 Gas, $36.29 Ulta, and $120.76 Target
9/2- $34.56 At Home, $18.86 Sam's club, $4.12 Wendy's, and $21.86 Aldi
9/3- $0
9/4- $36.16 Joann fabrics, $27.95 Applebee's, and $66.58 Walmart
9/5- $0
9/6- $65.50 Ferry service to Kelley's Island, $34.16 Shopping, and $8.49 sonic on the way home
9/7- $0
9/8- $0
9/9- $15.89 gas, $26.99 Walgreens, $26.19 bakery, $89.55 Sam's club, and $25 CVS
9/10- $0
9/11- $0
9/12- $5.39 Chick fil a, $107.88 Aldi, $15 to a friend bought a purse from her, and $33.65 Heinens
9/13- $0

7/15 No Buy Days