S/O Poll - retired or not?

[CdnCarrie]

Probably retire at age 60. Got few years left.

No plans on finding a second career.

Have a pension.

 

[LoveSpringsteen]

I’ve worked at my company for 36 years, no pension but I’ve contributed to my 401K since I started. I’m now 56. If all goes as planned, I will retire at 62. My husband is older than me and he’ll retire in 2 years.

 

[BlovesC]

I've got another 25 years left of the grind, and if I see one more news headline about someone retiring at age 35 with ten million in the bank, I won't make it

 

[kanerf]

Next week I will be 64 and still at my desk. Still working to pay off the debt monster before I can actually retire.

 

[StageTek]

I'm retirement age. I love what I do too much to retire.

 

[backformore]

I am 67, self-employed and I love my job. My tentative plan is to decrease my hours so that I work only one day a week.
My husband is retired, gets SS. No pensions, but we have IRAs and 401Ks.

 

[fly girl]

I took early retirement after 20 years to be a SAHM. Juggling three traveling schedules (airline and military) became too much. I miss working at times, but it was a decision I made alone and I do not regret it.

I have debated going back once dd goes off to college. Considered working in the training department, they wanted me a while back. We will see. I dabble on selling on eBay as a small side gig. Keeps me busy and I enjoy it.

 

[slo]

DH and I are in our young 50s and we both work.

My main job I work 35 hours
My second job is one day and is 7 hours

My DH works over 50 hours a week and is on call 100% of the time.

 

[MIGrandma]

I’ve been retired from waitressing for almost 15 years now. DH retired recently from his crop insurance job, but will probably never fully retire from farming. He and his brother-in-law are partners, and farm owned land plus rented land. I’m hopeful that in four years, when he turns 70, that they will give up the rented land and just farm what they own. His brother-in-law has some health issues so it would be beneficial to him to semi-retire too.

 

[Wood Nymph]

I worked until I was 67 because I liked my job, liked the money and liked the company sponsored health insurance. The health insurance covered my husband, too, which was necessary because he had major surgery the final year of my employment. Neither of us had any kind of pension and had to depend on individual retirement plans, like IRA's and 401K's to save for retirement.

 

[ronandannette]

Not retired and I didn't vote in the poll because I think of it more as "working my way to death" than working my way to retirement. While that may be a bit of an exaggeration, I will likely work until I can't physically manage it anymore and I've got at least 10+ years before I reach government-pension age. DH is quite a bit older than I am; he's 69 and still working. We've both been private-sector our entire careers and neither of us will have company pensions. We've recently made some changes to our finances that will free him up to retire if he wants to/needs to, within the next couple of years, but we haven't talked through any firm decision.

 

[dvcgirl67]

We're 55 and 54. Our portfolio is ready for us to retire, we hit our "number". We're ready to retire, but our two older dogs and one nearly 92 year old parent....are not. Our plan has been to be nomads in short term rentals for the first ten years or so of our retirement....longer if we're feeling good. But we can't travel with our two older dogs who both have significant health problems. And my 92 year old FIL just lost his spouse of nearly 70 years last year (my MIL). Soooo....we decided to keep working for now. DH gets a lot of time off....6 weeks plus holidays. I own a small business and have managed to cut my hours back to 30-35 hours a week so I can volunteer more at the ASPCA and our town's food bank/community "soup kitchen". We're traveling more, spend time every weekend at our beach club and so the summers here are like a staycation.

So, while we're itching for a new adventure....as long as others depend on us, we'll remain in a holding pattern. We figured we might as well continue to work while we're standing by. These are our best earning years and with the ability to max out all retirement accounts in the "catch-up" years....we can save and invest as much as ever in those accounts. It's also an excellent time to pile up cash with current rates. And every year we continue to work is a year we're not having to pay for private health insurance and gets us a year closer to medicare. We've agreed that no matter what, we stop at age 60.

 

[SM1992]

I retired about 18 months ago and collect both a pension and ss. I am working a couple of days a week at a local golf course to keep active (and the free golf is great)
Wife is working pt. for a couple more years.

 

[DVC-Don]

Fully retired at age 62, nine years ago.

 

[disneychrista]

I am working fulltime for at least another 15 years but will likely work longer than that. I have a plan that will significantly boost my pension but that means I have to work at least 3 years longer than my same age boss.

 

[Snowysmom]

No plans to retire at this point even though I am of age. Since my DH passed I find working keeps me busy and the money helps me with travel and other extras. I will reevaluate as time goes on.

 

[Minnesota!]

I retire in 9 years, 7 months, 9 days. Month after I turn 55. I'll hit rule of 90 then and I am OUT!

 

[MamaMermaid]

Sadly, still working... I'm only 32. Got awhile until retirement!

 

[FreeTime]

47 and plan on retiring when the current project I was hired to do is complete which will be in 2025. DH is 50 and can take reduced retirement now but says he will work until 65. Retiring for me will be to start another business that I will be passionate about, not the one I have now which is mostly because I know how to do it.

 

[RedAngie]

I’m planning to retire at the end of this year. Age 62.