ROFR Thread Oct to Dec 2020 *PLEASE SEE FIRST POST FOR INSTRUCTIONS & FORMATTING TOOL*

[LadybugsMum]

I think that the monthly payments apply to the maintenance fees due the next January, so in essence you’re paying them in advance, incrementally. So by the time January 2022 arrives, you will have spent the entire previous year paying for them in monthly installments.

No, you pay dues for the current calendar year even if paying monthly.

 

[My3kids1989]

Well...waiting for my ssr at 103$ pp to go to ROFR. I bought more points than I wanted to. I figured I would have 300 points but will end up with 350 I will def use them and will probably feel like it’s still not enough

 

[Cupcake232]

Cupcake232---$120-$18655-150-BWV-Feb-0/19, 150/20, 300/21, 150/22-Seller pays ‘20 MF- sent 10/16

 

[Ruttangel]

True however closings after December 1st, from what I have read, is full 2021 paid through title process and won’t get a monthly autopay pay option. More cash up front for them.

This is correct.

All dues for 2021 to be settled if you close in December or after.

It’s in the contracts I have at ROFR

 

[Brett Wyman]

Brett Wyman---$72-$10712-125-HH-Apr-0/19, 0/20, 250/21, 125/22- sent 10/16

 

[Sandisw]

No, you pay dues for the current calendar year even if paying monthly.

I think what they mean is you pay one year in full in January. Then, each month, you go in and start paying towards next year on your CC. It will become a credit.

After that first year, you have basically set up monthly via CC because you are now prepaying the next year each month.

 

[Paul Stupin]

No, you pay dues for the current calendar year even if paying monthly.

LadybugsMum said:
No, you pay dues for the current calendar year even if paying monthly.

I think what they mean is you pay one year in full in January. Then, each month, you go in and start paying towards next year on your CC. It will become a credit.


I copied the above from another post. Am genuinely confused, since I’m new to DVC and plan on paying the full dues this Jan. Are the monthly dues a prepayment for the next year, or for the current year?

 

[Sandisw]

I think what they mean is you pay one year in full in January. Then, each month, you go in and start paying towards next year on your CC. It will become a credit.


I copied the above from another post. Am genuinely confused, since I’m new to DVC and plan on paying the full dues this Jan. Are the monthly dues a prepayment for the next year, or for the current year?

If you want to be able to do something monthly with a CC for dues, you have basically pay the current year in full the first year. Then begin to pay toward next years dues as a credit.

For example, I’ll go in and pay my $4500 dues bill in January for 2021. Then, in February, I will use my CC to pay $400. It will be a credit on my account for 2022. I’ll do this monthly so when I get billed in January 2022, my credits will be there to cover it and I’ll be able to continue a monthly payment.

To pay current dues monthly you have to use bank account or gift cards.

 

[EM Lawrence]

@Sandisw This is new information to me! I was under the impression that you could go into your account each month and pay your dues via a CC as long as you paid it before the date the money would auto draft out of your bank account?

So you can only do that with Disney gift cards?

 

[Sandisw]

@Sandisw This is new information to me! I was under the impression that you could go into your account each month and pay your dues via a CC as long as you paid it before the date the money would auto draft out of your bank account?

So you can only do that with Disney gift cards?

Yes. You can not do partial payments on a contract. via CC. Now if you want to go in and paY off the balance of one contract but not all, it will let you.

For example, I have 4 contracts. Last week, I paid the balance off of one of them but the others were left alone. What I couldn’t do is pay the $90 payment for October for one contract since the balance was $270.

So, the only way to pay what you owe monthly when you set it up that way is to buy gift cards. Those can be applied for partial.

 

[EM Lawrence]

Thanks @Sandisw! I don't mind buying gift cards, it actually saves me a small amount of money to buy them discounted and use them to pay off the monthly balance. I don't know why I dislike the auto draft so much, but I do!

 

[LadybugsMum]

If you want to be able to do something monthly with a CC for dues, you have basically pay the current year in full the first year. Then begin to pay toward next years dues as a credit.

For example, I’ll go in and pay my $4500 dues bill in January for 2021. Then, in February, I will use my CC to pay $400. It will be a credit on my account for 2022. I’ll do this monthly so when I get billed in January 2022, my credits will be there to cover it and I’ll be able to continue a monthly payment.

To pay current dues monthly you have to use bank account or gift cards.

Ok, then my sales guide got it wrong when he explained it to me.

 

[Winston Wolf]

If you want to be able to do something monthly with a CC for dues, you have basically pay the current year in full the first year. Then begin to pay toward next years dues as a credit.

For example, I’ll go in and pay my $4500 dues bill in January for 2021. Then, in February, I will use my CC to pay $400. It will be a credit on my account for 2022. I’ll do this monthly so when I get billed in January 2022, my credits will be there to cover it and I’ll be able to continue a monthly payment.

To pay current dues monthly you have to use bank account or gift cards.

This is an interesting system. Do you have to call that CC payment in monthly or can you pay online? Option for autopay?

 

[Sandisw]

This is an interesting system. Do you have to call that CC payment in monthly or can you pay online? Option for autopay?

You can pay online but can it set it up as autopay To do montnlhy. Those can only be Bank accounts,

I just learned about it and tested it yesterday on my contract that has a zero balance, I was able to pay $50 on CC and it said it would be a credit toward 2021!

I am excited because it Does allow me to do things in a different way And still get some CC rewards!

 

[MICKIMINI]

I accumulate gift cards during the year with cash back too. I have at least half my 2021 dues stashed. I set up the account for monthly debit from my checking account but pay off several of my contracts with my stash before the monthly debit is even assessed in December.

I then continue to pick up GC's with cash back and pay the balance each month before the 15th of each month. When I pay the balance depends on my cash back deals. I've had some great 10% deals this year and may get my 2021 MF's paid by the end of the year, but if not, there is no additional cost if I continue to pay into 2021 with GC's. Additionally, I maxed out SWA's 5X points back so we can fly for free next year.

It's easy to pay online with GC's. It's worth the "extra" work to get more than 2% on my Disney Visa.

 

[pangyal]

Updated!

 

[Spartan86]

I attempted to generate a string for info as the seller but was unable to as the string generator appears to have a threshold for minimum closing and ancillary costs. It will not accept total points X point price plus a small fee ($170) as accurate - I can’t get past the pop up saying “show all costs“ using iPad/Safari.

So my attempt at the string:

Spartan86 (associate seller) — $97- $15690-160-SSR-Dec-0/18, 0/19, 114/20, 160/21 - sent 9/23, taken 10/15

 

[E2ME2]

I attempted to generate a string for info as the seller but was unable to as the string generator appears to have a threshold for minimum closing and ancillary costs. It will not accept total points X point price plus a small fee ($170) as accurate - I can’t get past the pop up saying “show all costs“ using iPad/Safari.

So just for reference:

Spartan86 (associate seller) — $97- $15690-160-SSR-Dec-0/18, 0/19, 114/20, 160/21 - sent 9/23, taken 10/15

I'm sorry that it was taken, and curious about the dates. I've been waiting ROFR on a contract that was submitted on 9/16.

 

[poofyo101]

I attempted to generate a string for info as the seller but was unable to as the string generator appears to have a threshold for minimum closing and ancillary costs. It will not accept total points X point price plus a small fee ($170) as accurate - I can’t get past the pop up saying “show all costs“ using iPad/Safari.

So just for reference:

Spartan86 (associate seller) — $97- $15690-160-SSR-Dec-0/18, 0/19, 114/20, 160/21 - sent 9/23, taken 10/15

This was taken friday? or is it just an example?

 

[Spartan86]

This was taken friday? or is it just an example?

Sorry, owner/seller (We are associates) was notified Friday that Disney took it. So, sorry for purchasers. We have been there .
ETA:I edited my original post for clarity.