ROFR Thread Jan to March 2026 *PLEASE SEE FIRST POST FOR INSTRUCTIONS & FORMATTING TOOL*


What would be the cost of just buying this many points direct with incentives… including selling back 26 to Disney and renting out 27 points?
I thought the very same thing. If poster is still within their 10 days, they might want to give some thought to that. They could also break it up into smaller contracts, which would make it much easier to sell in the future.
 
Pigmyhippo---$124-$137471-1100-PVB-Jun-0/25, 0/26, 0/27- sent 3/23

Seller pays 26 MF and credit of $9163 towards 27 MF at closing - delayed closing Jan 27
What would be the cost of just buying this many points direct with incentives… including selling back 26 to Disney and renting out 27 points?
Alright, you're not asking for our input or advice, but I can't resist. This is add-on pricing so new member pricing would be more (although, with this many points, might as well buy a small contract to qualify for member add-on pricing).

Using the add-on tool:
1100x243=267,300
$300 doc prep fee
$3426.58 closing costs
-$20,900 incentives
-$2,000 (I think there is the $1k anniversary offer and $1,000 for Disney Visa)
$248,126.58

Do Magical Beginnings and take $22,000 off. Rent out 2026 points for $20/point, take another $22,000 off. Rent out 2027 points for $20/point, take another $22,000 off.
$182,126.58

But, you would have to pay dues on prorated 2026, and 2027, and taxes on the rental income, so, let's really quick add another $20k on to that figure and say you're going to be at about $200k.

So, at $137,471, I think they are getting a pretty big discount. Let's say about $60,000 or about $55/point. That's a much bigger discount than you'd get on smaller PVB contract purchases.
 
What would be the cost of just buying this many points direct with incentives… including selling back 26 to Disney and renting out 27 points?

Very rough back-of-the-envelope:

Poly direct is $243/pt right now, assuming high end discount of about $18/pt at the big tiers gets you to roughly $225/pt, or about $247.5k for 1100 points before closing costs. If you do Magical Beginnings on the 2026 points ($20/pt) and rent out 2027 at $18/pt, once you add back dues you’re still around $224k+ before direct closing costs.

Above from ChatGPT so apologise for any inaccuracies 😂
 

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