I am in such a quandry...We toured SSR last week and fell in love with the IDEA of DVC but not neccessarily SSR itself. It just didn't have that same magic as the BWV and BCV. DTD is okay but we'd rather be by Epcot and MGM. My guide is really encouraging (but not pushing) SSR because of the incentives right now. We'd basically be getting it for $90 per point because of an $8 per point credit. This would give us a years' worth of extra points credit towards our down payment. This incentive is going away in the next few days and we all know the price per point is going up and probably soon. We also like the idea of the longer term to leave to our kids and grandkids. She's willing to help us get BWV (BCV might be a little harder) if we really want it but she has some good point for going with SSR. She points out that we can book SSR at 11 months out and then at 7 months out request BWV. We tend to try to travel to WDW at slower times like January because we like fewer crowds and escaping MN in the winter so would our chances be pretty good to get into BWV/BCV at those times? It's such a huge amount of money that I don't want to "settle" because it's a good deal. thanks for your help!