Thanks all for your help/advice! I really appreciate it-from what I've tried to research on the web, is that an RCI member can't transfer a reservation for profit, but can "gift" it. Let's say I go ahead with this, get the certification/reservation-how would Disney know if it was a gift or not? Or if I'm understanding it correctly, it's more of RCI finding out-and if they do, they can go ahead and cancel the reservation? Starting to sound a little risky-what if the owner tells RCI that the reservation he's requesting is a gift-they (RCI) wouldn't know if it was a gift to me or if I paid for it. Oh boy!!