newfamilyman, I think if you met Randi, you'd realize that she was just wanting to make sure you'd be comfortable with how rustic the tour can be. For some reason, she got the impression that you wouldn't be (and I can't be sure why, as you said you only included an excerpt). She is a "tell it like it is" type of person, but I loved talking to her at lunch.
Basically, she will meet you off the boat, then you will sit in the back of an open truck to go to the water taxi, which is in an area where they do fish cleaning. Sometimes, she said, the smell can be overwhelming, but we didn't really smell it when we were there. The water taxi then takes you to another truck, which will bring you to the horse farm. She said the same thing about taking us back 40 years -- I can't remember any paved roads, they deliver fresh tortilla chips on bikes, the houses are very simple, etc.
That said, Randi's was one of the best shore excursions I have been on. It was just me, DF, and FSIL (we were on a HAL ship, which tends to be an older crowd, and Randi had mentioned that she was surprised at how young we were to be on a HAL ship!). Tony was an excellent guide (Randi does not take the riders out), and he and the staff selected perfect horses for each of us. Now, DF and FSIL did get chaffed, but for some reason I didn't. I was a little sore the next day, but absolutely nothing to write home about. We rode the horses along the beach and I remember having one of those cheesy, "I'm luck to be alive moments."
Lunch at Victor's was also very good. The only thing I could've done without was all the peddling that went on while there. It is outdoors, and the peddlers were tiresome. Perhaps this is because we were 3 adults with Randi, and maybe they stay their distance if there are children present?
Anyway, we got a nice hug from Randi when she dropped us back at the Pier, and I would ride with her again in a heartbeat.
Don't forget to buy a Randi's shirt for a whole $5 at the end of the tour!