Question about purchasing OBC

[sdjen]

I think I know the answer but wanted to check. I'm going to purchase an OBC for our upcoming Alaskan cruise. I plan on using my Disney Visa for the 6 months no interest.

My question is that since the cruise embarks in Vancouver, will it be billed in Canadian money or through USA Disney? I have another card that doesn't charge a foreign transaction fee that I could use.

I'm 99% sure it will show up in US currency but does anyone know for sure?

Thanks

 

[Maggie'sMom]

It doesn't matter where the cruise embarks from. Those transactions are processed through DCL's headquarters in Florida.

 

[DISNEY FANTASY]

It doesn't matter where the cruise embarks from. Those transactions are processed through DCL's headquarters in Florida.

Agree.

 

[ColoradoDisneyFreaks]

All transactions on all DCL ships are done in US Dollars. You're not really purchasing on board credit, what you're doing is putting money into your on board account.

 

[SillyInventor]

On the European cruises the Ship stays on US$, although cash tips in Euro are accepted. You on board account will be in US$.

 

[Disneyteachers]

Cruise newbie here...besides budgeting, is there any reason or advantage to having an OBC?

 

[PrincessShmoo]

Cruise newbie here...besides budgeting, is there any reason or advantage to having an OBC?

Not really.

 

[Disneyteachers]

Thank you. I could figure out if this is something I needed to worry about!

 

[DISNEY FANTASY]

Cruise newbie here...besides budgeting, is there any reason or advantage to having an OBC?

Yes

Budgeting I put on some = to my plans, I do not want to worry about a big bill on my last night, I want my children to enjoy themselves so everytime they say Dad I purchased this I purchased that and that handbag was only $500 its paid for, I do not want to see my vacation on my credit card bills after i am back home.

Also for us who do not use $ I like to put on OBC when the exchange rate is good, as i bet it will take a tumble just when the bill goes through and ad 10%.

I saved $5000 on exchange rates for my upcoming cruise, paying for it when that rate was 1.70 and before it fell to 1.4