Just noting that the 10-day rescission period starts after you e-sign your docs (after which your deposit will be charged to your credit card). And, before they send you your docs to e-sign, they ask you what dates you'd like to schedule your payments (over the next 60 days). Then, you schedule the notary at your convenience after that - the date you do your notary does not affect the 10-day rescission period or 60-day period to pay from date of e-sign. I never pushed or asked how far out you can push your initial e-sign of the docs. My guide seemed to say I had a few days, but tried to encourage me to do it as soon as I could. Maybe you can push that for 30 days and then get another 60 days on top of that? Don't know. I'd feel a little silly doing that personally. And, in my experience this past August, I had passed my 10-day rescission period when the better Welcome Home week incentives came out, and my guide was happy to re-price with the better incentives.
That's when I learned dues are calculated the date the initial contract is generated.
