Question about ad-ons

[SpaceshipEarth]

Hi there,
I recently purchased 100 points through resale at BCV. After thinking about it a lot, I am beginning to think that I may not be able to afford to keep this. I think I may be better off with 25 or 50 points. So here is my question:
Now that I am "in" can I purchase 25 or 50 points at another resort directly through DVC and then once I own it, sell my 100 point property? Would I be able to get Disney financing for such a small add-on?
If this is possible, it would seem that I could be left with a small 25 or 50 point ownership that I purchased directly through Disney with Disney financing.
Also, does anyone have a sense of whether 25 or 50 points would be available at either VWL, AKL, or VB? Any idea of what Disney would charge?
Many thanks,
Ken

 

[dvc at last !]

subscribing...

 

[50 years Too!]

Yes, you could buy a 25 or 50 point contract as long as you still have your initial 100 pt contract. Sell after you buy the smaller contract.
I understand DVC has dropped their financing minimum requirement to 50 pts.
It depends on your UY as to whether there is availability. You just need to ask your guide. I would wager to bet that VB wouldn't be a problem. I have bought 4 VWL add ons and have never had to wait. My UY is December.

Good Luck.

Deb

 

[chalee94]

Now that I am "in" can I purchase 25 or 50 points at another resort directly through DVC and then once I own it, sell my 100 point property?

yes.

Would I be able to get Disney financing for such a small add-on?

as stated, yes for 50 or more pts and no for fewer than 50.

Also, does anyone have a sense of whether 25 or 50 points would be available at either VWL, AKL, or VB?

probably depends on the use year you have.

here's a thread that might help.

Any idea of what Disney would charge?

a pretty good idea, yes.

(no closing costs for direct add-ons, either.)

 

[lizziepooh]

Could you rent some of your extra points to cover some costs on your 100 point contract? By the time you pay financing charges for a new 50 point contract and pay brokers fees to sell your 100 point contract, would you really come out that much ahead?