Question about a future add-on (Direct through Disney)

[shari2shop]

I currently have 75 points at OKW. I figure with banking and borrowing it will be enough for a weeks vacation in a studio at OKW. However, in the future I would like to buy more points. I was pondering some of the details of an add on.

1. If I have 75 points (UY: March), if I bought an add-on directly from Disney would I have to buy another 75 points (UY: March) to satisfy their 150 minimum requirement? or could I buy 25 points as long as it is the same UY?

2. Let's say it is September 05 and I bought a March use year contract, to match my present contract. Would it come with 05 points or would I receive points in March 06?

3. (from #2.) If it does come with points for the 05 year would I be able to bank 100% of them since it is after the 6 month banking window?

Thanks for all the info!

Shari

 

[LIFERBABE]

1. If I have 75 points (UY: March), if I bought an add-on directly from Disney would I have to buy another 75 points (UY: March) to satisfy their 150 minimum requirement? or could I buy 25 points as long as it is the same UY?

Once you are a member, You dont have to meet minimum point purchase requirements. You can add on thru Disney for as little as 25 points when paying cash, of if you want to finance thru DVC the min. is 50 points. When adding on thru DVC, they will ensure you get the same UY unless you insist on having a different one.

2. Let's say it is September 05 and I bought a March use year contract, to match my present contract. Would it come with 05 points or would I receive points in March 06?

You will receive 05 points if you purchase in 05 unless you opt to sell your 05 points back to DVC for a discount. This is called Magical Beginnings and is currently only offered for SSR. If you add on at another DVC resort, you will not have this option and will receive the 05 points.

3. (from #2.) If it does come with points for the 05 year would I be able to bank 100% of them since it is after the 6 month banking window?

Your banking percentages are cumulative of the total points you own. If you own 75 points and then add on 75 points you now own 150 points.
If you are past your 100% banking window, and have not banked any 2005 points prior, then you can bank up to 50% of your total ownership, or 75 points.
If you have banked prior 2005 points and are in the 50% window then the amount of points you add to the bank cant exceed Half your total ownership or 75 points.
So basically the only way to bank all 150 2005 points is when you are in your 100% window. It then decreases to 50% of your total ownership then 25% then 0%.
Most of the time with add on purchases, these rules can be relaxed by letting your intentions be known to your guide.

HTH

 

[shari2shop]

I really appreciate your indepth answers!!!

Thank yo so much!!! I all I have to do is wait to save up some more cash!

Thanks!

Shari