I had the same problem. I think I am going to read it again tomorrow. Hopefully it will make more sense??? I need just another dollar to get up to $150 (for $25 gift cards) so I was going through and signing up for catalogs etc and then reread it and realized that I probably should have waited until tues so I could get the extra credits!! Oh well LOL!! I am sure somebody will explain it to us so it makes more sense.
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