Purchasing, banking, and booking question

[Disney-Kim]

I need some refreshing on the rules and deadlines....

we are buying soon...prob a Feb use year with existing 2014 points I hope. We plan to travel and use the points next May 2015. I will book as soon as we close by Oct at the latest I hope.

Do I need to bank any 2014 points or since I am going to use them for a trip next year when is my deadline to book and bank. If I don't use all my 2015 points as well..when is banking deadline for Feb 2015 points

hope I asked this correctly

 

[JimMIA]

You can bank points at any time during the first 8 months of your use year -- so for a Feb UY, any time prior to Oct 31. IF...I've done the math right -- someone please correct me if I miscounted fingers!

So...your Feb 2014 points are valid for stays between Feb 1, 2014 and Jan 31, 2015 -- and can be banked into the 2015 UY any time prior to 10/31/2014.

For your specific May 2015 plans, the 2014 points would NOT be available -- without banking, they will expire on Jan 31, 2014.

If you are in the process of buying now, you should close and have plenty of time to bank prior to the end of October. I'd just leave things as they are, and then bank the points when you take over the account.

The other option would be to ask the seller to bank the points if you are positive that's what you want...but I really don't think that's necessary in the scenario you present.

 

[Disney-Kim]

You can bank points at any time during the first 8 months of your use year -- so for a Feb UY, any time prior to Oct 31. IF...I've done the math right -- someone please correct me if I miscounted fingers!

So...your Feb 2014 points are valid for stays between Feb 1, 2014 and Jan 31, 2015 -- and can be banked into the 2015 UY any time prior to 10/31/2014.

For your specific May 2015 plans, the 2014 points would NOT be available -- without banking, they will expire on Jan 31, 2014.

If you are in the process of buying now, you should close and have plenty of time to bank prior to the end of October. I'd just leave things as they are, and then bank the points when you take over the account.

The other option would be to ask the seller to bank the points if you are positive that's what you want...but I really don't think that's necessary in the scenario you present.

thank you for your help

I hope we are owners before 10/31