Just went over this with the quality people last week, as I wanted to move up our closing date for an add-on. From what I understand, your closing date is 18 days after you sign your documents. Then after the 18 days, you may have to wait a few more days, as I'm not sure they close on each day or just certain days of the week. Also, I think how you pay also can affect your closing date. The sooner they get the cash, the better your chances are for a quicker closing. We are anxious to close so we can borrow points to use at our 11 month window, and you can't borrow points until you close.